405 Sendero Ct, Laredo, TX 78045 Property Records

Webb County property record for 405 Sendero Ct, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,798 sqft · built 1991
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$166,100 (Jul 2019)
Tax Bill	$1,164 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`968-10009-138`

Property Details

APN / Parcel Number

Primary APN	`968-10009-138`
Alternative APN	`233850`

Interior

Stories	1 Story
Building Area	1,798 sqft Living Area
1st Floor Area	1,798 sqft
Utility Area	64 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	113 ft deep x 53 ft wide
Porch	Slab
Porch Area	982 sqft

Location & Zoning

Street Address	405 SENDERO CT
City	LAREDO
State	TX
Zip	78045-7830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 138 BLK 9 RANCHO VIEJO III
Legal Subdivision	RANCHO VIEJO I, II, III, IV
Legal Block	9
Legal Lot Number	138
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1025
Census Tract	1715

Owner

Source: Webb County records · APN 968-10009-138

Assessment roll updated October 20, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 SENDERO CT, LAREDO, TX 78045-7830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	Nov 01, 2005
Deed Document Number	20191366106
Deed Book / Page	4630 / 719
Prior Transfer Date	Nov 02, 2018
Prior Transfer Doc	0001344253
Record Updated	Jun 08, 2026

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 15, 2019
Property Address	405 SENDERO CT, LAREDO, TX 78045-7830
Document Number	004630/719
Book / Page	4630 / 719
Map Reference	VOL 7 PG 80
Instrument Date	Jul 10, 2019
Instrument	1366106
Transaction Type	Transfer
Record Updated	Mar 01, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SENDERO CT, LAREDO, TX 78045-7830

Mortgage

Document Number	0001366107
Date	Jul 15, 2019
Instrument	1366107

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,164.00 (-17.27%) Homeowner's exemption	$230,119 (+3.53%) Land $57,060 Building $173,059	$230,119 (+3.53%) Land $57,060 Building $173,059
2024	$1,407.00 (+12.02%)
2023		$222,265 Land $46,020 Building $176,245	$222,265 Land $46,020 Building $176,245
2022	$1,256.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2014–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 371 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF LAREDO serves 260,046 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.