Berkeley County property record for 405 Seaside Trl, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 2,148 sqft · built 2022 |
| Lot Size | 0.161 acres (7,055 sqft) |
| Owner | Individual Name on File |
| Last Sale | $586,849 (Oct 2022) |
| Tax Bill | $2,138 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-08-02-008 |
| Primary APN | 179-08-02-008 |
|---|---|
| Alternative APN |
|
| Building Area | 2,148 sqft Finished Area |
|---|---|
| 1st Floor Area | 2,148 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,055 sqft |
| Garage Area | 591 sqft |
| Porch | Patio |
| Porch Area | 102 sqft |
| Storage Building | 210 sqft |
| Street Address | 405 SEASIDE TRL |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-2483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 472FOUR SEASONS PH 5@ CANE BAY |
| Legal Subdivision | FOUR SEASONS PHASE 5 |
| Legal Lot Number | 472 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 20711 |
405 Seaside Trl is owned and occupied by an individual who bought it in October 2022.
Source: Berkeley County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 SEASIDE TRL, SUMMERVILLE, SC 29486-2483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Oct 14, 2022 | Deed, Subdivision Related Transfer WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on File |
| Deed Sale | Oct 14, 2022 · Amount on File |
| Deed Document Number | 202239760 |
| Deed Book / Page | 4390 / 530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 405 SEASIDE TRL, SUMMERVILLE, SC 29486-2483 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Name | Verified Name |
|---|
| Document Number | 04246/0044 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 4246/44 |
| Instrument | 2022019541 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Oct 14, 2022 |
| Property Address | 405 SEASIDE TRL, SUMMERVILLE, SC 29486-2483 |
| Document Number | 04390/0530 |
| Book / Page | 4390 / 530 |
| Map Reference | DOC2021013561-202101 |
| Instrument Date | Oct 10, 2022 |
| Instrument | 2022039760 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,526.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 SEASIDE TRL, SUMMERVILLE, SC 29486-2483 |
The 2025 property tax bill for 405 Seaside Trl was $2,138 with a homeowner's exemption, up 3.7% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $579,200 (+2,4%) Land $160,000 Building $419,200 | $579,200 (-) Land $160,000 Building $419,200 | |
| 2025 | $2,138.00 (+3.69%) | $23,168 (-) Land $6,400 Building $16,768 | $579,200 (-) Land $160,000 Building $419,200 |
| 2024 | $2,062.00 Homeowner's exemption | $23,168 Land $6,400 Building $16,768 | $579,200 Land $160,000 Building $419,200 |
| 2022 | $509.00 | $34,656 Land $9,504 Building $25,152 | $577,600 Land $158,400 Building $419,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 Seaside Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 277 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 277 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Seaside Trl is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 83% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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