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405 SE Coconut Ave, Stuart, FL 34996 Property Records

Martin County property record for 405 SE Coconut Ave, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,556 sqft · built 2018
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$787,500 (Jul 2024)
Tax Bill$9,500 (2024)
Deeds & MortgagesAug 2021 Sale & Mortgage
Aug 2018 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-38-41-010-003-0011.0-7-0000

Property Details

APN / Parcel Number

Primary APN03-38-41-010-003-0011.0-7-0000
Alternative APNs
  • 03-38-41-010-003-00110-7
  • 338410100030011070000
  • 20273

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,556 sqft Living Area
Gross Area2,984 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,098 sqft (0.14 acres)
Lot Width103 ft Width
Garage TypeAttached
Garage Area428 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area239 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address405 SE COCONUT AVE
CitySTUART
StateFL
Zip34996-2547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 11 BLOCK 3 ST LUCIE ESTATES SECTION TWO ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 11 PAGE 22 PUBLIC RECORDS PALM BEACH NOW MARTIN COUNTY FLORIDA
Legal Range41E
Legal Township38S
Legal Section3
Legal SubdivisionST LUCIE ESTATES
Legal Block3
Legal Lot Number11
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1020
Census Tract902

Owner

Source: Martin County records · APN 03-38-41-010-003-0011.0-7-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 SE COCONUT AVE, STUART, FL 34996-2547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Warranty Deed, Transfer · Conventional Mortgage
TD BANK NA
Aug 29, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
TD BANK NA
Oct 03, 2017Quit Claim Deed, Transfer · Construction Mortgage
GIZMIC LLC
Oct 03, 2017Quit Claim Deed, Transfer
SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC
Sep 22, 2017Warranty Deed, Construction Loan · Construction Mortgage
KEITH H DAVIS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 23, 2024 · Amount on Record
Deed SaleJul 23, 2024 · Amount on Record
Prior SaleAug 20, 2021 · Amount on Record
Deed Document Number20243083219
Deed Book / Page3449 / 1340
Prior Transfer DateAug 09, 2021
Prior Transfer Doc0032501875
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 20, 2021
Property Address405 SE COCONUT AVE, STUART, FL 34996-2547
Document Number0032501875
Book / Page3250 / 1875
Map ReferenceMB 11 PG 22
Instrument DateAug 09, 2021
Instrument2909559
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanySOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$1,505.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address405 SE COCONUT AVE, STUART, FL 34996-2547

Mortgage

Document Number0032501876
DateAug 20, 2021
Instrument3250/1876
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 29, 2018
Property Address405 SE COCONUT AVE, STUART, FL 34996-2547
Document Number0030130106
Book / Page03013 / 0106
Map ReferenceMB11 PG22
Instrument DateAug 27, 2018
Instrument2713015
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 29, 2022
Title CompanySOUTH FLORIDA TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,499.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1067, PALM CITY, FL 34991-1067

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 SE COCONUT AVE, STUART, FL 34996-2547

Mortgage

Document Number0002713016
DateAug 29, 2018
Instrument2713016
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateOct 03, 2017
Property Address405 SE COCONUT AVE, STUART, FL 34996-2547
Document Number0029511265
Book / Page002951 / 001265
Instrument DateOct 03, 2017
Instrument2657795
Transaction TypeTransfer
Record UpdatedOct 24, 2017
Title CompanySOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SERVICES INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1067 PALM CITY FL 349911067, PALM CITY, FL 34991-1067
InvestorPossibly a Property Investor

Mortgage

Document Number29521678
DateOct 03, 2017
Book Page002952/001678
Instrument2658572
Lender
NameGIZMIC LLC
Address5155 SW BIMINI CIR S, PALM CITY, FL 34990-1258
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 02, 2018
Interest
Rate12%

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateOct 03, 2017
Property Address405 SE COCONUT AVE, STUART, FL 34996-2547
Document Number0029511266
Book / Page002951 / 001266
Instrument DateOct 03, 2017
Instrument2657796
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanySOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1067 PALM CITY FL 349911067, PALM CITY, FL 34991-1067
InvestorPossibly a Property Investor

September 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateSep 22, 2017
Property Address405 SE COCONUT AVE, STUART, FL 34996-2547
Document Number0029490941
Book / Page002949 / 000941
Instrument DateSep 20, 2017
Instrument2656001
Transaction TypeConstruction Loan
Record UpdatedNov 16, 2017
Title CompanySOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1067 PALM CITY FL 349911067, PALM CITY, FL 34991-1067
InvestorPossibly a Property Investor

Mortgage

Document Number29571402
DateSep 22, 2017
Book Page002957/001402
Instrument2662815
Lender
NameKEITH H DAVIS
AddressPO BOX 24605, NEW ORLEANS, LA 70184-4605
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 21, 2018

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$589,420 (+9.27%) Land $160,000 Building $429,420$589,420 (+2.84%) Land $160,000 Building $429,420
2024$9,500.00 (+1.91%)
2023$9,322.00 (+3.39%) Additional exemption filed$539,411 (+3%)$573,130 (+7.4%) Land $160,000 Building $413,130
2022$9,016.00 Homeowner's exemption$523,700$533,640 Land $138,380 Building $395,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850009021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims14 (1999–2018)
Claims Outside the SFHA10 of 14
Most Recent ClaimMay 2018 · other causes
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 377 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile USA, TPC ACC Acquisition.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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