405 SE 3rd St, Ames, IA 50010 Property Records

Story County property record for 405 SE 3rd St, Ames, IA 50010

Property Summary

Property TypeAgricultural Vacant Land
Lot Size0.699 acres (30,448 sqft)
OwnerCompany Name on Record
Last Sale$925,000 (Feb 2026)
Tax Bill$20 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN09-11-205-085

Property Details

APN / Parcel Number

Primary APN09-11-205-085

Exterior

Lot Area30,448 sqft (0.699 acres)

Location & Zoning

Street Address405 SE 3RD ST
CityAMES
StateIA
Zip50010-6997
Property CategoryAgriculture or Farming
Property TypeVacant Land > Agricultural
Legal DescriptionKINGSBURY'S 5TH ADD LOT:2 AMES
Legal SubdivisionKINGSBURY'S 5TH ADD
JurisdictionSTORY IA
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2007
Census Tract1000

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address764 11TH ST, NEVADA, IA 50201-2349
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2026 · Amount on Record
Deed SaleFeb 18, 2026 · Amount on Record
Deed Document Number20261291
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address405 SE 3RD ST, AMES, IA 50010-6997
Transaction TypeMortgage
Record UpdatedOct 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202206028
DateJun 21, 2022
Instrument2022-06028
Lender
NameNORTHWEST BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20.00 (+11.11%)$1,600 Land $1,600$1,600 Land $1,600
2024$18.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims107 (1990–2010)
Claims Outside the SFHA27 of 107
Most Recent ClaimAug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 29 claims
  • Severe Storms, And Flooding, Jun 1996 · 21 claims
  • Severe Storms & Flooding, Aug 1993 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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