Bonner County property record for 405 Schweitzer Cutoff Rd, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,890 sqft · built 1977 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,322 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS39170000030A |
| Primary APN | RPS39170000030A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,890 sqft Finished Area |
| 1st Floor Area | 2,890 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Type | Mixed |
| Garage Area | 1,978 sqft |
| Parking Spaces | 11 Parking Spaces |
| Pole Barn | 1,012 sqft |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Street Address | 405 SCHWEITZER CUTOFF RD |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-9459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-57N-2W TERRAPLANE PLACE LOT 3 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 10 |
| Legal Subdivision | TERRAPLANE PLACE |
| Legal Lot Number | 3 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 950203 |
405 Schweitzer Cutoff Rd is owned and occupied by two individuals who acquired it in March 2022.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 SCHWEITZER CUTOFF RD, SANDPOINT, ID 83864-9459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Feb 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 22, 2022 |
| Transfer Doc | 0001003217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 405 SCHWEITZER CUTOFF RD, SANDPOINT, ID 83864-9459 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 994801 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 994801 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Feb 2, 2021 |
| Property Address | 405 SCHWEITZER CUTOFF RD, SANDPOINT, ID 83864-9459 |
| Document Number | 0000975592 |
| Map Reference | MB 15 PG 99 |
| Instrument Date | Jan 27, 2021 |
| Instrument | 975592 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Title Company | NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5718 15TH ST E, TACOMA, WA 98424-1337 |
| Document Number | 0000975593 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 975593 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2026 property tax bill for 405 Schweitzer Cutoff Rd was $4,322.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,322.00 | $662,428 (-0.09%) Land $276,033 Building $386,395 | $662,428 (-0.09%) Land $276,033 Building $386,395 |
| 2025 | $4,322.00 | $662,998 Land $276,033 Building $386,965 | $662,998 Land $276,033 Building $386,965 |
| 2023 | $4,481.00 | $668,772 Land $216,859 Building $451,913 | $668,772 Land $216,859 Building $451,913 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Schweitzer Cutoff Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 Schweitzer Cutoff Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Ting, Verizon, Ziply Fiber.
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