405 Schooner Ave, Jamestown, RI 02835 Property Records

Jamestown Town property record for 405 Schooner Ave, Jamestown, RI 02835

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,288 sqft · built 1992
Lot Size	0.496 acres (21,601 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Jun 2018)
Tax Bill	$4,557 (2025)
Deeds & Mortgages	May 2025 Line of Credit Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`JAME M:3 L:320`

Property Details

APN / Parcel Number

Primary APN	`JAME M:3 L:320`
Alternative APN	`15022200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,288 sqft Living Area
Gross Area	3,915 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,601 sqft (0.496 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	15022200
Street Address	405 SCHOONER AVE
City	JAMESTOWN
State	RI
Zip	02835-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	320
Jurisdiction	JAMESTOWN RI
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2009
Census Tract	41300

Owner

405 Schooner Ave is owned and occupied by two individuals who bought it in June 2018.

Source: Jamestown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 SCHOONER AVE, JAMESTOWN, RI 02835-1742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 21, 2018	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2018 · Amount on File
Deed Sale	Jun 21, 2018 · Amount on File
Deed Document Number	201854778
Deed Book / Page	923 / 90
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMESTOWN RI
Property Address	405 SCHOONER AVE, JAMESTOWN, RI 02835-1742
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001064-266
Date	May 23, 2025
Book Page	1064/266
Instrument	20250000067022

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMESTOWN RI
Recording Date	Jun 21, 2018
Property Address	405 SCHOONER AVE, JAMESTOWN, RI 02835-1742
Document Number	923-90
Book / Page	000923 / 000090
Instrument Date	Jun 21, 2018
Instrument	54778
Transaction Type	Transfer
Record Updated	Jul 30, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	923-95
Date	Jun 21, 2018
Book Page	000923/000095
Instrument	54780

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 405 Schooner Ave was $4,557.

Source: Jamestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Jamestown Town
Elementary School District	Jamestown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,557.00	$808,000 Land $283,400 Building $524,600	$923,780
2023	$4,106.00 (+2.78%)	$588,300 (-) Land $214,700 Building $373,600
2022	$3,995.00	$588,300 Land $214,700 Building $373,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Schooner Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1991–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2014
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Schooner Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Fiber	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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