Black Hawk County property record for 405 School St, Hudson, IA 50643
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2.5 ba · 1,292 sqft · built 1961 |
| Lot Size | 0.112 acres (4,900 sqft) |
| Owner | Company Name on Record |
| Last Sale | $125,000 (Jan 2023) |
| Tax Bill | $1,870 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8814-26-351-009 |
| Primary APN | 8814-26-351-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,292 sqft Total Area |
| 1st Floor Area | 1,292 sqft |
| Flooring | Vinyl Sheet/Linoleum |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,900 sqft (0.112 acres) |
| Lot Dimensions | 70 ft deep x 70 ft wide |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 405 SCHOOL ST |
|---|---|
| City | HUDSON |
| State | IA |
| Zip | 50643-7726 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SCHOOL ADDITION ALL LOT 9 BLK 2 EXC W 65.58 FT & EXC N 17 FT |
| Legal Range | 14W |
| Legal Township | 88N |
| Legal Section | 26 |
| Legal Subdivision | SCHOOL ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | BLACK HAWK |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 3002 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 756, HUDSON, IA 50643-0756 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on Record |
| Deed Sale | Jan 13, 2023 · Amount on Record |
| Prior Sale | Mar 15, 2007 · Amount on Record |
| Deed Document Number | 20239883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 405 SCHOOL ST, HUDSON, IA 50643-7726 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 202300011688 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 202300011688 |
| Name | UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | HAMPTON, IA 50441 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Hudson City |
| Unified School District | Hudson Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,870.00 (+7.59%) | $111,480 (+7.25%) Land $15,930 Building $95,550 | $111,480 (+7.25%) Land $15,930 Building $95,550 |
| 2024 | $1,738.00 (+2.48%) | ||
| 2023 | $103,940 (+14.81%) Land $15,930 Building $88,010 | $103,940 (+14.81%) Land $15,930 Building $88,010 | |
| 2022 | $1,696.00 | $90,530 Land $15,930 Building $74,600 | |
| 2021 | $90,530 Land $15,930 Building $74,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062 |
|---|---|
| Water Source | Purchased groundwater from WATERLOO WATER WORKS |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| STS Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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