405 Scarlett Red Ct, Harlingen, TX 78552 Property Records

Cameron County property record for 405 Scarlett Red Ct, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	1,472 sqft · built 2019
Lot Size	0.162 acres (7,068 sqft)
Owner	Individual Name on Record
Last Sale	$218,175 (Apr 2026)
Tax Bill	$4,062 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`840703-0010-024000`

Property Details

APN / Parcel Number

Primary APN	`840703-0010-024000`
Alternative APN	`389283`

Interior

Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	1,912 sqft
1st Floor Area	1,472 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	7,068 sqft (0.162 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	139 sqft

Location & Zoning

Street Address	405 SCARLETT RED CT
City	HARLINGEN
State	TX
Zip	78552-0082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BLK 1 LOS ARBOLES TERRACE PHASE I (2014 C1-3197 CCMR FILED 8/21/2013)
Legal Subdivision	LOS ARBOLES TERRACE PHASE I
Legal Block	1
Legal Lot Number	24
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1012
Census Tract	10304

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 SCARLETT RED CT, HARLINGEN, TX 78552-0082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Deed of Trust, Mortgage BANK OF SOUTH TEXAS
Apr 30, 2026	Deed, Transfer · FHA Mortgage LOWER LLC
Apr 30, 2026	Deed, Transfer · FHA Mortgage LOWER LLC
Nov 30, 2021	Vendor's Lien, Transfer · FHA Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Nov 30, 2021 · Amount on Record
Deed Document Number	202615260
Prior Transfer Date	Nov 24, 2021
Prior Transfer Doc	0000051358
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	405 SCARLETT RED CT, HARLINGEN, TX 78552-0082
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201946104
Date	Dec 18, 2019
Instrument	2019-46104

Lender

Name	BANK OF SOUTH TEXAS
Type	Bank
Address	PHARR, TX 78577

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 6, 2020

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMERON TX
Recording Date	Apr 30, 2026
Property Address	405 SCARLETT RED CT, HARLINGEN, TX 78552-0082
Document Number	0000015260
Instrument Date	Apr 28, 2026
Instrument	2026.15260
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SCARLETT RED CT, HARLINGEN, TX 78552-0082

Mortgage

Document Number	0000015261,
Date	Apr 30, 2026
Instrument	2026..15261

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMERON TX
Recording Date	Apr 30, 2026
Property Address	405 SCARLETT RED CT, HARLINGEN, TX 78552-0082
Document Number	0202615260
Instrument Date	Apr 28, 2026
Instrument	202615260
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SCARLETT RED CT, HARLINGEN, TX 78552-0082

Mortgage

Document Number	0000015261,
Date	Apr 30, 2026
Instrument	202615261

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Nov 30, 2021
Property Address	405 SCARLETT RED CT, HARLINGEN, TX 78552-0082
Document Number	0202151358
Map Reference	CAB 1 SL 3197
Instrument Date	Nov 24, 2021
Instrument	2021-51358
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	RIO GRANDE VALLEY ABSTRACT C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SCARLETT RED CT, HARLINGEN, TX 78552-0082

Mortgage

Document Number	0202151359
Date	Nov 30, 2021
Instrument	2021-51359

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0202151360
Date	Nov 30, 2021
Instrument	2021-51360

Lender

Name	TEXAS STATE AFFORDABLE HOUSING CORPORATI
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 24, 2024

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,959 (+10.36%)	$290,175 (-0.6%) Land $33,290 Building $256,885
2025	$4,062.00 (+2.58%) Homeowner's exemption	$255,500 (-13.26%)	$291,915 (-0.9%) Land $33,290 Building $258,625
2024	$3,960.00 (-5.92%)
2023	$4,209.00 (-9.93%) Additional exemption filed	$294,559 Land $33,290 Building $261,269	$294,559 Land $33,290 Building $261,269
2022	$4,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100

May also be available: AT&T.

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