Effingham County property record for 405 Sawtooth Oak Ln, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,510 sqft · built 2018 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Aug 2018) |
| Tax Bill | $2,977 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0428C-391-000 |
| Primary APN | 0428C-391-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,510 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 420 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29359 |
|---|---|
| Street Address | 405 SAWTOOTH OAK LN |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-5156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .28 AC LOT 391 (OUT 428-15) PLT 28/281 |
| Legal Subdivision | SHADOWBROOK PHASE 4 |
| Legal Phase | 4 |
| Legal Lot Number | 391 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 30205 |
405 Sawtooth Oak Ln is owned and occupied by an individual who acquired it in July 2022.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 SAWTOOTH OAK LN, SPRINGFIELD, GA 31329-5156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE |
| Jul 21, 2022 | Warranty Deed, Transfer |
| May 18, 2019 | Limited Warranty Deed, Transfer |
| Aug 22, 2018 | Limited Warranty Deed, Subdivision Related Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2018 · Amount on File |
| Deed Sale | Aug 22, 2018 · Amount on File |
| Deed Document Number | 20182262 |
| Deed Book / Page | 2485 / 957 |
| Last Transfer Date | Jul 21, 2022 |
| Transfer Doc | 002802/592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 405 SAWTOOTH OAK LN, SPRINGFIELD, GA 31329-5156 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 405 SAWTOOTH OAK LN, SPRINGFIELD, GA 31329-5156 |
| Document Number | 0000002802/0000000594 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 0000002802/0000000594 |
| Instrument | 008358 |
| Name | UNITED WHOLESALE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 21, 2022 |
| Property Address | 405 SAWTOOTH OAK LN, SPRINGFIELD, GA 31329-5156 |
| Document Number | 002802/592 |
| Book / Page | 2802 / 592 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022-002323 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 SAWTOOTH OAK LN, SPRINGFIELD, GA 31329-5156 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 18, 2019 |
| Property Address | 405 SAWTOOTH OAK LN, SPRINGFIELD, GA 31329-5156 |
| Document Number | 0002533/26 |
| Book / Page | 2533 / 26 |
| Instrument Date | May 18, 2019 |
| Instrument | 2019-001748 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7370 HODGSON MEMORIAL DR STE D10, D10, SAVANNAH, GA 31406-2541 |
| Investor | Possibly a Property Investor |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Aug 22, 2018 |
| Property Address | 405 SAWTOOTH OAK LN, SPRINGFIELD, GA 31329-5156 |
| Document Number | 002485/957 |
| Book / Page | 2485 / 957 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 2018-002262 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 SAWTOOTH OAK LN, SPRINGFIELD, GA 31329 |
The 2025 property tax bill for 405 Sawtooth Oak Ln was $2,977 with a homeowner's exemption.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,384 (-) Land $11,400 Building $81,984 | $233,460 (-) Land $28,500 Building $204,960 | |
| 2025 | $2,977.00 Homeowner's exemption | $93,384 Land $11,400 Building $81,984 | $233,460 Land $28,500 Building $204,960 |
| 2022 | $2,404.00 | $68,143 Land $7,600 Building $60,543 | $170,358 Land $19,000 Building $151,358 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 Sawtooth Oak Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Sawtooth Oak Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
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