Lincoln County property record for 405 Sandra Way, Winfield, MO 63389
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,292 sqft · built 2004 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,100 (Apr 2018) |
| Tax Bill | $2,069 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-60-23-000-000-025.096 |
| Primary APN | 13-60-23-000-000-025.096 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| Basement Area | 1,292 sqft |
| Unfinished Basement | 1,292 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,059 sqft (0.185 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 405 SANDRA WAY |
|---|---|
| City | WINFIELD |
| State | MO |
| Zip | 63389-3347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 96 EAGLES BLUFF PLAT 2 |
| Legal Range | 02E |
| Legal Township | 49N |
| Legal Section | 18 |
| Legal Subdivision | EAGLES BLUFF |
| Legal Lot Number | 96 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 810401 |
405 Sandra Way is owned and occupied by two individuals who bought it in April 2018.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 SANDRA WAY, WINFIELD, MO 63389-3347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Apr 4, 2018 | Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2018 · Amount on File |
| Deed Sale | Apr 4, 2018 · Amount on File |
| Deed Document Number | 20182728 |
| Deed Book / Page | 2421 / 370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 405 SANDRA WAY, WINFIELD, MO 63389-3347 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2449/963 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 2449/963 |
| Instrument | 2020008005 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Apr 4, 2018 |
| Property Address | 405 SANDRA WAY, WINFIELD, MO 63389-3347 |
| Document Number | 2421/0370 |
| Book / Page | 2421 / 0370 |
| Map Reference | MB13 PG123 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 2018002728 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 405 SANDRA WAY, WINFIELD, MO 63389-3347 |
| Document Number | 2018002729 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 2018002729 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 405 Sandra Way was $2,069.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Winfield City |
| Unified School District | Winfield R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,158 (-) Land $3,800 Building $30,358 | ||
| 2025 | $2,069.00 | $34,158 Land $3,800 Building $30,358 | $179,780 Land $20,000 Building $159,780 |
| 2023 | $1,912.00 (+5.52%) | $31,479 Land $2,850 Building $28,629 | $165,680 Land $15,000 Building $150,680 |
| 2022 | $1,812.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 Sandra Way in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 24 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Sandra Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINFIELD PWS serves 1,489 people · EPA ID MO6010866 |
|---|---|
| Water Source | Purchased groundwater from LINCOLN COUNTY PWSD 1 |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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