Lawrence County property record for 405 Saint Joe St, Spearfish, SD 57783
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 860 sqft · built 1920 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Nov 2009) |
| Tax Bill | $1,737 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 32960-00602-152-28 |
| Primary APN | 32960-00602-152-28 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 860 sqft Living Area |
| 1st Floor Area | 860 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 274 ft deep x 65 ft wide |
| Account Number | R21130 |
|---|---|
| Street Address | 405 SAINT JOE ST |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-1937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41B-1 PLAT BK6 PG353 |
| Legal Subdivision | SUB 15-6-2 SPEARFISH |
| Legal Lot Number | 41B |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 966303 |
Source: Lawrence County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 SAINT JOE ST, SPEARFISH, SD 57783-1937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2009 · Amount on Record |
| Deed Sale | Nov 2, 2009 · Amount on Record |
| Deed Document Number | 20095810 |
| Record Updated | Sep 20, 2026 |
Source: Lawrence County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,737.00 (-4.46%) | $166,850 (+47.72%) Land $85,220 Building $81,630 | |
| 2024 | $1,818.00 (+22.42%) | ||
| 2023 | $139,350 Land $53,720 Building $85,630 | ||
| 2022 | $1,485.00 | $112,950 Land $49,220 Building $63,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 60% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPEARFISH serves 13,803 people · EPA ID SD4600311 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 250 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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