405 Saddlebred Ln, Georgetown, TX 78633 Property Records

Williamson County property record for 405 Saddlebred Ln, Georgetown, TX 78633

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,700 sqft · built 2021
Lot Size	0.291 acres (12,670 sqft)
Owner	Individual Name on Record
Tax Bill	$12,062 (2025)
Deeds & Mortgages	Mar 2023 Reverse Mortgage Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R-20-9931-760A-0031`

Property Details

APN / Parcel Number

Primary APN	`R-20-9931-760A-0031`
Alternative APNs	`R600582` `425304`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,700 sqft Living Area
1st Floor Area	2,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Lot Area	12,670 sqft (0.291 acres)
Garage Area	767 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R209931760A0031
Street Address	405 SADDLEBRED LN
City	GEORGETOWN
State	TX
Zip	78633-2337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12409 - SUN CITY NEIGHBORHOOD 76, BLOCK A, LOT 31
Legal Subdivision	SUN CITY NEIGHBORHOOD 76
Legal Block	A
Legal Lot Number	31
Jurisdiction	WILLIAMSON TX
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3009
Census Tract	20203

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 SADDLEBRED LN, GEORGETOWN, TX 78633-2337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC
Jan 6, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022
Deed Sale	Jun 15, 2022
Deed Document Number	202273159
Last Transfer Date	Jan 6, 2023
Transfer Doc	0000001949
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	405 SADDLEBRED LN, GEORGETOWN, TX 78633-2337
Transaction Type	Mortgage
Record Updated	Oct 26, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SADDLEBRED LN, GEORGETOWN, TX 78633-2337

Mortgage

Document Number	0000021083
Date	Mar 20, 2023
Instrument	2023021083

Lender

Name	ALL REVERSE MORTGAGE INC
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1031 Months
Due	Feb 6, 2109

Interest

Rate Type	Adjustable Rate
Rate	7.04%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSON TX
Recording Date	Jan 6, 2023
Property Address	405 SADDLEBRED LN, GEORGETOWN, TX 78633-2337
Document Number	0000001949
Instrument Date	Jan 6, 2023
Instrument	2023001949
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 SADDLEBRED LN, GEORGETOWN, TX 78633-2337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SADDLEBRED LN, GEORGETOWN, TX 78633-2337

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Georgetown City
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,062.00 (-4.35%)	$698,044 (+4.9%) Land $80,000 Building $618,044	$698,044 (+4.9%) Land $80,000 Building $618,044
2023	$12,611.00 (+198.2%) Homeowner's exemption	$665,415 Land $80,000 Building $585,415	$665,415 Land $80,000 Building $585,415
2022	$4,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
VTX Communications Fixed Wireless	400 / 50

May also be available: SOS Communications, Verizon, Western Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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