405 S Wise Dr, Sumter, SC 29150 Property Records

Sumter County property record for 405 S Wise Dr, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,005 sqft · built 1954
Lot Size	0.325 acres (14,195 sqft)
Owner	Individual Name on Record
Last Sale	$69,000 (Jun 2017)
Tax Bill	$560 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`204-12-01-008`

Property Details

APN / Parcel Number

Primary APN	`204-12-01-008`
Alternative APN	`25895`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,005 sqft Living Area
1st Floor Area	1,005 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,195 sqft (0.325 acres)
Lot Dimensions	167 ft deep x 85 ft wide

Exterior Amenities

Porch	Covered Porch
Fence	Fence
Shed	1 Shed
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	25895
Old Parcel Number	204 12 01 008
Street Address	405 S WISE DR
City	SUMTER
State	SC
Zip	29150-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 1 BLK I Z9-130 85 FT
Legal Subdivision	BON AIR TERRACE
Legal Block	I
Legal Lot Number	1
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	4
Census Block	4007
Census Tract	901

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 S WISE DR, SUMTER, SC 29150-2444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Prior Sale	Jan 19, 2017
Deed Document Number	0012334133
Deed Book / Page	1233 / 4133
Record Updated	Jun 8, 2026

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jun 6, 2017
Property Address	405 S WISE DR, SUMTER, SC 29150-2444
Document Number	0012334133
Book / Page	1233 / 4133
Map Reference	MB Z9 PG 130
Instrument Date	Jun 5, 2017
Instrument	123304133
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	TITLE TO REAL ESTATE

Transaction

Amount	Amount Recorded
Tax	$255.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S WISE DR, SUMTER, SC 29150-2444

Mortgage

Document Number	0012334137
Date	Jun 6, 2017
Book Page	1233/4137

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$560.00 (+4.87%)	$2,680 (-1.11%) Land $395 Building $2,285	$69,189 (-) Land $10,200 Building $58,989
2023		$2,710 (-) Land $410 Building $2,300	$69,189 (-) Land $10,200 Building $58,989
2022	$534.00	$2,710 Land $410 Building $2,300	$69,189 Land $10,200 Building $58,989

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2015–2020)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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