405 S Thompson Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 405 S Thompson Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,608 sqft · built 1979
Lot Size	0.064 acres (2,770 sqft)
Owner	Individual Name on File
Last Sale	$117,500 (Oct 2019)
Tax Bill	$2,071 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-14-353-015-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-14-353-015-000`
Alternative APN	`28362`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,608 sqft Finished Area
1st Floor Area	678 sqft
Upper Floors Area	930 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Intercom	Intercom

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Flat
Roof Material	Gravel
Lot Area	2,770 sqft (0.064 acres)
Lot Dimensions	30.6 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	28362
Street Address	405 S THOMPSON AVE
City	SIOUX FALLS
State	SD
Zip	57103-2016
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 4 CONQUISTADOR TOWNHOME ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	CONQUISTADOR TOWNHOME ADDN
Legal Lot Number	4
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2009
Census Tract	406

Owner

405 S Thompson Ave, a townhouse, is owned and occupied by an individual who bought it in October 2019.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	405 S THOMPSON AVE, SIOUX FALLS, SD 57103-2016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · VA Mortgage RELIABANK DAKOTA
Oct 2, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Sep 25, 2022	Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK
Oct 2, 2019	Warranty Deed, Transfer · FHA Mortgage RELIABANK DAKOTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2019 · Amount on File
Deed Sale	Oct 2, 2019 · Amount on File
Deed Book / Page	591-D / 0945
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	405 S THOMPSON AVE, SIOUX FALLS, SD 57103-2016
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1869MTG/0737
Date	Oct 18, 2019
Book Page	1869 MTG/0737

Lender

Name	RELIABANK DAKOTA
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	405 S THOMPSON AVE, SIOUX FALLS, SD 57103-2016
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1868MTG/0415
Date	Oct 2, 2019
Book Page	1868 MTG/0415

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	405 S THOMPSON AVE, SIOUX FALLS, SD 57103-2016
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1960MTG/13
Date	Sep 25, 2022
Book Page	1960 MTG/13

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 2, 2019
Property Address	405 S THOMPSON AVE, SIOUX FALLS, SD 57103-2016
Document Number	591DEED/0945
Book / Page	591 DEED / 0945
Instrument Date	Sep 27, 2019
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S THOMPSON AVE, SIOUX FALLS, SD 57103-2016

Mortgage

Document Number	1868MTG/0409
Date	Oct 2, 2019
Book Page	1868 MTG/0409

Lender

Name	RELIABANK DAKOTA
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 405 S Thompson Ave was $2,071.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,779 (-1.1%) Land $3,956 Building $150,823	$154,779 Land $3,956 Building $150,823
2025	$2,071.00	$156,500 (+9.21%) Land $4,000 Building $152,500
2024	$2,071.00	$143,300 Land $4,000 Building $139,300
2022	$1,831.00	$124,800 Land $4,000 Building $120,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 S Thompson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 405 S Thompson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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