Rains County property record for 405 S Texas St, Emory, TX 75440
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,550 sqft · built 1950 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on File |
| Tax Bill | $170 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0280-2300-0000-40 |
| Primary APN | 0280-2300-0000-40 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,550 sqft Living Area |
| 1st Floor Area | 1,550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 119 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 02802300000040 |
|---|---|
| Street Address | 405 S TEXAS ST |
| City | EMORY |
| State | TX |
| Zip | 75440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A-280 G B YARBER SURVEY, 0.25 ACRES |
| Legal Subdivision | G B YARBER |
| Legal Block | 1 |
| Jurisdiction | RAINS TX |
| Township / Civil Division | EMORY |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 950101 |
405 S Texas St, a single family home, is owned by a company.
Source: Rains County records, as of September 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 310, EMORY, TX 75440-0310 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAINS TX |
| Property Address | 405 S TEXAS ST, EMORY, TX 75440 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | , 0020180076 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 2018/0076 |
| Name | READYCAP LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW PROVIDENCE, NJ 07974 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 5, 2043 |
The 2025 property tax bill for 405 S Texas St was $170.
Source: Rains County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Emory City |
| County | Rains County |
| Unified School District | Rains Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,346 (+3.26%) Land $10,346 | $10,346 (+3.26%) Land $10,346 | |
| 2025 | $170.00 | $10,019 Land $10,019 | $10,019 Land $10,019 |
| 2023 | $9,148 Land $9,148 | $9,148 Land $9,148 | |
| 2022 | $90.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 S Texas St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 S Texas St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EMORY serves 3,762 people · EPA ID TX1900001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Communications Fiber · Fixed Wireless | 1,000 / 1,000 |
May also be available: Nextlink, T-Mobile, Verizon.
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