Gratiot County property record for 405 S State St, Alma, MI 48801
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,900 (May 2004) |
| Tax Bill | $2,094 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-034-061-00 |
| Primary APN | 51-034-061-00 |
|---|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|---|
| Lot Dimensions | 153 ft deep x 65 ft wide |
| Street Address | 405 S STATE ST |
|---|---|
| City | ALMA |
| State | MI |
| Zip | 48801-2342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLIDAY PARK, N 48 FT OF LOTS 1, 2 & 3, BLOCK 5. |
| Legal Subdivision | HOLIDAY PARK SUB |
| Legal Lot Number | 1-3 |
| Jurisdiction | GRATIOT MI |
| Township / Civil Division | ALMA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 600 |
405 S State St is owned and occupied by an individual who bought it in May 2004.
Source: Gratiot County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 S STATE ST, ALMA, MI 48801-2342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2004 · Amount on File |
| Deed Sale | May 21, 2004 · Amount on File |
| Prior Sale | May 12, 2004 · Amount on File |
| Deed Book / Page | 752 / 517 |
| Record Updated | Sep 20, 2026 |
Source: Gratiot County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Alma City |
| County | Gratiot County |
| Unified School District | Alma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,800 | $167,600 | |
| 2023 | $2,094.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 S State St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1986–2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 S State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALMA serves 9,182 people · EPA ID MI0000140 |
|---|---|
| Water Source | Purchased surface water from GRATIOT AREA WATER AUTHORITY |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Point Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Baraga Telephone Company Fiber | 1,000 / 1,000 |
| ISP Management Fixed Wireless | 400 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| CMS Internet Fixed Wireless | 200 / 30 |
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