Berks County property record for 405 S Sandy Ln, Sinking Spring, PA 19608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,880 sqft · built 2000 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Jul 2026) |
| Tax Bill | $2,435 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4376-03-40-5332 |
| Primary APN | 4376-03-40-5332 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,880 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 51001014 |
|---|---|
| Street Address | 405 S SANDY LN |
| City | READING |
| State | PA |
| Zip | 19608-9390 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HEIDELBERG RUN EAST |
| Legal Block | 40 |
| Legal Lot Number | 252 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | SOUTH HEIDELBERG |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 10702 |
Source: Berks County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 S SANDY LN, READING, PA 19608-9390 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed, Transfer · Conventional Mortgage MORTGAGEAMERICA INC |
| Jun 11, 2026 | Deed of Trust, Mortgage · Line of Credit UNIVEST BANK AND TRUST COMPANY |
| Feb 26, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on Record |
| Deed Sale | Jul 6, 2026 · Amount on Record |
| Prior Sale | May 17, 2002 · Amount on Record |
| Deed Document Number | 202621485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 6, 2026 |
| Property Address | 405 S SANDY LN, READING, PA 19608-9390 |
| Document Number | 0000021485 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202621485 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $414,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 S SANDY LN, READING, PA 19608-9390 |
| Document Number | 0000021486, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202621486 |
| Name | MORTGAGEAMERICA INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 11, 2026 |
| Property Address | 405 S SANDY LN, READING, PA 19608-9390 |
| Document Number | 0000018534 |
| Instrument Date | May 28, 2026 |
| Instrument | 202618534 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DVP ABSTRACT, GDV ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 405 S SANDY LN, READING, PA 19608-9390 |
| Document Number | 0000018534, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 202618534 |
| Name | UNIVEST BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 2, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 405 S SANDY LN, SINKING SPRING, PA 19608-9390 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006954 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 2020006954 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | South Heidelberg Township |
| Unified School District | Conrad Weiser Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,435.00 (+10.98%) Homeowner's exemption | $134,200 (-) Land $24,600 Building $109,600 | $24,600 (-81.67%) Land $24,600 |
| 2024 | $2,194.00 | $134,200 Land $24,600 Building $109,600 | |
| 1994 | $134,200 Land $24,600 Building $109,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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