405 S Orange Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 405 S Orange Ave, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,098 sqft · built 1947
Lot Size0.154 acres (6,700 sqft)
Owner2 Individual Names on File
Last Sale$565,000 (Mar 2020)
Tax Bill$7,892 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN488-182-01-00

Property Details

APN / Parcel Number

Primary APN488-182-01-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,098 sqft Living Area

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area6,700 sqft (0.154 acres)

Location & Zoning

Street Address405 S ORANGE AVE
CityEL CAJON
StateCA
Zip92020-5110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionBLK 4 LOT 12 /EXC E 55 FT/ TR 000997
Legal SubdivisionSMITH & HUBBELLS ADD
Legal Tract000997
Legal Block4
Legal Lot Number12
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2011
Census Tract15802

Owner

405 S Orange Ave is owned and occupied by two individuals who bought it in March 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address405 S ORANGE AVE, EL CAJON, CA 92020-5110
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2020 · Amount on File
Deed SaleMar 27, 2020 · Amount on File
Prior SaleSep 13, 2016 · Amount on File
Deed Document Number2020160041
Prior Transfer DateJun 29, 2005
Prior Transfer Doc0000576652
Record UpdatedOct 29, 2026

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 27, 2020
Property Address405 S ORANGE AVE, EL CAJON, CA 92020-5110
Document Number0000160041
Map ReferenceMAP 997
Instrument DateMar 11, 2020
Instrument2020-0160041
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address405 S ORANGE AVE, EL CAJON, CA 92020-5110

Mortgage

Document Number0000160042
DateMar 27, 2020
Instrument2020-0160042
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 405 S Orange Ave was $7,892 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$630,261 (+2%) Land $373,695 Building $256,566
2025$7,892.00 Homeowner's exemption$617,904 Land $366,368 Building $251,536
2023$7,590.00 (+1.62%) Homeowner's exemption$593,912 Land $352,143 Building $241,769
2022$7,469.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 S Orange Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980)
Most Recent ClaimFeb 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 S Orange Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on S Orange Ave

Nearby Streets

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