Harrison County property record for 405 S Main St, Modale, IA 51556
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,012 sqft · built 1900 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $11,750 (Apr 2016) |
| Tax Bill | $940 (2024) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 560002190600000 |
| Primary APN | 560002190600000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,012 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 225 ft deep x 118 ft wide |
| Garage Type | Detached |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 50 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 405 S MAIN ST |
|---|---|
| City | MODALE |
| State | IA |
| Zip | 51556-2037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 & PT LOT 2 NE NW |
| Legal Lot Number | 2,4 |
| Jurisdiction | HARRISON IA |
| Township / Civil Division | TAYLOR |
| Census Block Group | 1 |
| Census Block | 1221 |
| Census Tract | 290300 |
405 S Main St is owned by two individuals who bought it in April 2016.
Source: Harrison County records, as of October 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 E MARTIN ST, MODALE, IA 51556-2033 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2016 · Amount on File |
| Deed Sale | Apr 1, 2016 · Amount on File |
| Deed Document Number | 60750,0749 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON IA |
| Property Address | 405 S MAIN ST, MODALE, IA 51556-2037 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/0542 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 2017/0542 |
| Instrument | 2017 0542 |
| Name | COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MODALE, IA 51556 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 49 Months |
| Due | Apr 1, 2021 |
Source: Harrison County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Harrison County |
| Municipality | Modale City |
| Unified School District | West Harrison Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,530 Land $8,070 Building $73,460 | $81,530 Land $8,070 Building $73,460 | |
| 2024 | $940.00 | ||
| 2023 | $60,520 (+43.46%) Land $8,070 Building $52,450 | $60,520 Land $8,070 Building $52,450 | |
| 2022 | $737.00 | $42,185 Land $8,071 Building $34,114 | |
| 2021 | $42,185 Land $8,071 Building $34,114 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 S Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Nearby Flood Policies | 33 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MODALE WATER SUPPLY serves 280 people · EPA ID IA4347093 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 25 / 5 |
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