Adair County property record for 405 S Main St, Greentop, MO 63546
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1971 |
| Lot Size | 0.385 acres (16,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $566 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-05.0-22-002-01-06.000 |
| Primary APN | 03-05.0-22-002-01-06.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,800 sqft (0.385 acres) |
| Lot Dimensions | 140 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 405 S MAIN ST |
|---|---|
| City | GREENTOP |
| State | MO |
| Zip | 63546-9773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SW COR LOT 1 BLK 1 W 120' NE 140' E 120' SW POB HIGHWAY ACRES ADAIR COUNTY MO (120' X 140') |
| Legal Subdivision | HIGHWAY ACRES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | ADAIR MO |
| Township / Civil Division | POLK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 950100 |
Source: Adair County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 S MAIN ST, GREENTOP, MO 63546-9773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage HUD |
| Jun 1, 2023 | Deed of Trust, Mortgage HUD |
| Aug 12, 2021 | Deed of Trust, Mortgage HUD |
| Sep 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2009 |
| Deed Sale | Apr 29, 2009 |
| Deed Document Number | 0000919552 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR MO |
| Property Address | 405 S MAIN ST, GREENTOP, MO 63546-9773 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202600000774 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 202600000774 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 276 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR MO |
| Property Address | 405 S MAIN ST, GREENTOP, MO 63546-9773 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001152/180 |
|---|---|
| Date | Jun 1, 2023 |
| Book Page | 1152/180 |
| Instrument | 202300001164 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 312 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR MO |
| Property Address | 405 S MAIN ST, GREENTOP, MO 63546-9773 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1121/218 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 1121/218 |
| Instrument | 202100002503 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR MO |
| Property Address | 405 S MAIN ST, GREENTOP, MO 63546-9773 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1081/574 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 1081/574 |
| Instrument | 201900002125 |
| Name | FLAT BRANCH MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Adair County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Adair County |
| Municipality | Greentop City |
| Unified School District | Kirksville R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $566.00 (+9.9%) | $8,850 (-29.31%) Land $250 Building $8,600 | $46,560 (-29.3%) Land $1,320 Building $45,240 |
| 2023 | $515.00 | $12,520 Land $1,190 Building $11,330 | $65,860 (-) Land $6,240 Building $59,620 |
| 2022 | $65,860 Land $6,240 Building $59,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHUYLER COUNTY CONSOLIDATED PWSD 1 serves 3,482 people · EPA ID MO2024559 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mark Twain Communications Company Fiber | 1,000 / 1,000 |
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