Montgomery County property record for 405 S Main St, Biscoe, NC 27209 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1902 |
| Square Footage | 2,240 sqft Finished Area |
| Occupancy | Owner Occupied |
| Primary APN | 7568 15 74 3591 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 2,240 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 1902 |
|---|---|
| Exterior Material | Wood Siding Exterior |
| Foundation Type | Stone Foundation |
| Roof Material | Asphalt Roof |
| Cooling System | None Cooling |
|---|
| Account Number | 32944 |
|---|---|
| Street Address | 405 S MAIN ST |
| City | BISCOE |
| State | NC |
| Zip | 27209-8097 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERNANDEZ SOUTH MAIN STREET |
| Jurisdiction | MONTGOMERY NC |
| Minor Civil Division | BISCOE |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 960102 |
Source: Montgomery County records · APN 7568 15 74 3591
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 405 S MAIN ST, BISCOE, NC 27209-8097 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK |
| Feb 06, 2020 | Deed of Trust, Mortgage · Commercial Mortgage ALLEGHENY CASUALTY COMPANY |
| Apr 13, 2017 | Deed of Trust, Mortgage FIRST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2006 |
| Deed Sale | Jun 01, 2006 |
| Deed Doc Number | 0000574213 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 405 S MAIN ST, BISCOE, NC 27209-8097 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 405 S MAIN ST, BISCOE, NC 27209-8097 |
| Document Number | 000931/927 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 931/927 |
| Instrument | 380051 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | BISCOE, NC 27209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 405 S MAIN ST, BISCOE, NC 27209-8097 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Name | Verified Name |
|---|---|
| Address | 405 S MAIN ST, BISCOE, NC 27209-8097 |
| Document Number | 0841/0589 |
|---|---|
| Date | Feb 06, 2020 |
| Book Page | 0841/0589 |
| Instrument | 361873 |
| Name | ALLEGHENY CASUALTY COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Address | CALABASAS, CA 91372 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 405 S MAIN ST, BISCOE, NC 27209-8097 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 350007 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 787/764 |
| Instrument | 350007 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | BISCOE, NC 27209 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Biscoe Town |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $102,636 Land $14,399 Building $88,237 | $102,636 Land $14,399 Building $88,237 |
405 S Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Montgomery County (37123C), updated November 22, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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