405 S Main Ave, Hartford, SD 57033 Property Records

Minnehaha County property record for 405 S Main Ave, Hartford, SD 57033

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,412 sqft · built 2017
Lot Size	0.206 acres (8,969 sqft)
Owner	2 Trust Names on Record
Tax Bill	$5,737 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`01-14-22-353-019-000`

Property Details

APN / Parcel Number

Primary APN	`01-14-22-353-019-000`
Alternative APN	`89199`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,412 sqft Finished Area
Basement Area	1,334 sqft
Finished Basement	1,150 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,969 sqft (0.206 acres)
Lot Dimensions	118 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	928 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	89199
Street Address	405 S MAIN AVE
City	HARTFORD
State	SD
Zip	57033-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 5 SOUTH MAIN ADDN TO THE CITY OF HARTFORD
Legal Subdivision	SOUTH MAIN ADDN
Legal Block	5
Legal Lot Number	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	HARTFORD
Census Block Group	4
Census Block	4048
Census Tract	10300

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	405 S MAIN AVE, HARTFORD, SD 57033-2408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUOIN FINANCIAL BANK
Jul 5, 2019	Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	405 S MAIN AVE, HARTFORD, SD 57033-2408
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1905MTG/67
Date	Nov 13, 2020
Book Page	1905 MTG/67

Lender

Name	QUOIN FINANCIAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	405 S MAIN AVE, HARTFORD, SD 57033-2408
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S MAIN AVE, HARTFORD, SD 57033-2408

Mortgage

Document Number	1862MTG/235
Date	Jul 5, 2019
Book Page	1862 MTG/235

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	HARTFORD, SD 57033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jun 25, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Hartford City
Unified School District	West Central School District 49-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,513 (+1.19%) Land $52,615 Building $323,898	$376,513 Land $52,615 Building $323,898
2025	$5,737.00	$372,100 (-1.22%) Land $44,600 Building $327,500
2024	$5,737.00 (+5.05%)	$376,700 (+18.91%) Land $44,600 Building $332,100
2022	$5,461.00	$316,800 Land $34,000 Building $282,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARTFORD serves 3,396 people · EPA ID SD4600150
Water Source	Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Golden West Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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