Greene County property record for 405 S Locust St, Jefferson, IA 50129
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,379 sqft · built 1920 |
| Lot Size | 0.283 acres (12,342 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,000 (May 2021) |
| Tax Bill | $2,596 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Jul 2015 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-08-342-006 |
| Primary APN | 11-08-342-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,379 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,342 sqft (0.283 acres) |
| Lot Dimensions | 187 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 405 S LOCUST ST |
|---|---|
| City | JEFFERSON |
| State | IA |
| Zip | 50129-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUTLOTS - LOTS C OF SUB-DIV W2/3 OF OL12 & S66' OF LOT D IN SUB-DIV OF W2/3 OL12 |
| Legal Subdivision | JEFFERSON |
| Legal Lot Number | D |
| Jurisdiction | GREENE IA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 80200 |
405 S Locust St is owned and occupied by two individuals who bought it in May 2021.
Source: Greene County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 S LOCUST ST, JEFFERSON, IA 50129-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LUANA SAVINGS BANK |
| Jul 16, 2015 | Deed of Trust, Mortgage · Conventional Mortgage LUANA SAVINGS BANK |
| May 17, 2021 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO |
| Dec 13, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage LUANA SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on File |
| Deed Sale | May 17, 2021 · Amount on File |
| Deed Document Number | 2021932 |
| Prior Transfer Date | Dec 6, 2017 |
| Prior Transfer Doc | 02017/2354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE IA |
| Property Address | 405 S LOCUST ST, JEFFERSON, IA 50129-2231 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02017/1132 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 2017/1132 |
| Instrument | 2017-1132 |
| Name | LUANA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | LUANA, IA 52156 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE IA |
| Property Address | 405 S LOCUST ST, JEFFERSON, IA 50129-2231 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00103/0689 |
|---|---|
| Date | Jul 16, 2015 |
| Book Page | 103/0689 |
| Instrument | 2015-1064 |
| Name | LUANA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLIVE, IA 50325 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE IA |
| Recording Date | May 17, 2021 |
| Property Address | 405 S LOCUST ST, JEFFERSON, IA 50129-2231 |
| Document Number | 0020210932 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021-0932 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 S LOCUST ST, JEFFERSON, IA 50129-2231 |
| Document Number | 0020210933 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021-0933 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GREENE IA |
| Recording Date | Dec 13, 2017 |
| Property Address | 405 S LOCUST ST, JEFFERSON, IA 50129-2231 |
| Document Number | 02017/2353 |
| Book / Page | 2017 / 2353 |
| Instrument Date | Dec 6, 2017 |
| Instrument | 2017-2353 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 S LOCUST ST, JEFFERSON, IA 50129-2231 |
| Document Number | 02017/2354 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 2017/2354 |
| Instrument | 2017-2354 |
| Name | LUANA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLIVE, IA 50325 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2033 |
The 2025 property tax bill for 405 S Locust St was $2,596 with a senior citizen's exemption.
Source: Greene County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Greene County |
| Municipality | Jefferson City |
| Unified School District | Greene County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,596.00 Senior Citizen's exemption | $142,600 Land $18,200 Building $124,400 | $142,600 Land $18,200 Building $124,400 |
| 2024 | $2,596.00 | ||
| 2023 | $133,200 (+47.51%) Land $18,200 Building $115,000 | $133,200 Land $18,200 Building $115,000 | |
| 2022 | $2,050.00 | $90,300 Land $10,900 Building $79,400 | |
| 2021 | $90,300 Land $10,900 Building $79,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 S Locust St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective April 18, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Jul 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 S Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON WATER DEPARTMENT serves 4,182 people · EPA ID IA3742004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Jefferson Telephone Company Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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