McLean County property record for 405 S Lincoln St, Downs, IL 61736
| Property Type | Commercial |
|---|---|
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Oct 2005) |
| Tax Bill | $6,044 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-04-400-029 |
| Primary APN | 29-04-400-029 |
|---|
| Lot Area | 54,450 sqft (1.25 acres) |
|---|
| Street Address | 405 S LINCOLN ST |
|---|---|
| City | DOWNS |
| State | IL |
| Zip | 61736-7620 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | WEAVER ESTATE SUB PT LT 6 - BEG 10 E NW COR, E369.95 , S147 , W370.75 , N147 TO POB |
| Legal Range | 03E |
| Legal Township | 22N |
| Legal Section | 04 |
| Legal Subdivision | WEAVER ESTATE |
| Legal Lot Number | 6 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | DOWNS |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 5401 |
Source: McLean County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 S LINCOLN ST, DOWNS, IL 61736-7620 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2005 · Amount on Record |
| Deed Sale | Oct 31, 2005 · Amount on Record |
| Deed Document Number | 200533031 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 405 S LINCOLN ST, DOWNS, IL 61736-7620 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1703 E JACKSON ST, BLOOMINGTON, IL 61701-5635 |
| Document Number | 202100021298 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-00021298 |
| Name | FIRST STATE BANK OF BLOOMINGTON |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Downs Township |
| Municipality | Downs Village |
| Unified School District | Tri-Valley Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,963 (+20.26%) Land $16,142 Building $56,821 | $218,889 (+20.26%) Land $48,426 Building $170,463 | |
| 2024 | $6,044.00 (+12.97%) | ||
| 2023 | $5,350.00 (+7.24%) | $60,669 (+9.47%) Land $13,422 Building $47,247 | $182,007 (+9.47%) Land $40,266 Building $141,741 |
| 2022 | $4,989.00 | $55,421 Land $12,261 Building $43,160 | $166,263 Land $36,783 Building $129,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWNS serves 1,201 people · EPA ID IL1130500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2026 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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