405 S King St, Windsor, NC 27983 Property Records

Bertie County property record for 405 S King St, Windsor, NC 27983

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 1,732 sqft · built 1919
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Nov 2019)
Tax Bill$1,965 (2025)
Deeds & MortgagesAug 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN6802-83-2143

Property Details

APN / Parcel Number

Primary APN6802-83-2143
Alternative APN
  • 34675

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,732 sqft Living Area
Basement Area512 sqft
Unfinished Basement512 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1947
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions216 ft deep x 90 ft wide
Garage Area550 sqft
DrivewayConcrete Driveway
Parking Spaces2 Parking Spaces
PorchSlab
Storage BuildingStorage Building
Total Buildings4 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Account Number34675
Street Address405 S KING ST
CityWINDSOR
StateNC
Zip27983-6721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5 SINGLE
Legal DescriptionHOME & LOT
JurisdictionBERTIE NC
Township / Civil DivisionWINDSOR
Census Block Group2
Census Block2019
Census Tract960401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Windsor Historic District
listed 1991 · 87 contributing resources · NRIS 86003146

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bertie County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 S KING ST, WINDSOR, NC 27983-6721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 18, 2019Executor's Deed, Transfer · ARM
STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2019 · Amount on Record
Deed SaleNov 18, 2019 · Amount on Record
Deed Book / Page985 / 28
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERTIE NC
Property Address405 S KING ST, WINDSOR, NC 27983-6721
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001001/107
DateAug 23, 2021
Book Page1001/107
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

November 2019: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionBERTIE NC
Recording DateNov 18, 2019
Property Address405 S KING ST, WINDSOR, NC 27983-6721
Document Number0000985/28
Book / Page985 / 28
Instrument DateNov 12, 2019
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 S KING ST, WINDSOR, NC 27983-1426

Mortgage

Document Number0000985/32
DateNov 18, 2019
Book Page985/32
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.3%
Type Change DateJan 1, 2049
IndexLIBOR
Margin2

Tax Assessment & Valuation

Source: Bertie County assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBertie County
MunicipalityWindsor Town
Unified School DistrictBertie County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,965.00 (+3.58%)$167,954 (-) Land $12,959 Building $154,995$167,954 (-) Land $12,959 Building $154,995
2024$1,897.00 (+10.23%)$167,954 (-) Land $12,959 Building $154,995$167,954 (-) Land $12,959 Building $154,995
2023$1,721.00$167,954 (-) Land $12,959 Building $154,995$167,954 (-) Land $12,959 Building $154,995
2022$1,721.00$167,954 Land $12,959 Building $154,995$167,954 Land $12,959 Building $154,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Nearby Flood Policies43 in force
Nearby Flood Claims50 (2010–2016)
Claims Outside the SFHA27 of 50
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 15 claims
  • Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WINDSOR
serves 2,433 people · EPA ID NC0408010
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Fybe
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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