405 S Evans St, Bloomington, IL 61701 Property Records

McLean County property record for 405 S Evans St, Bloomington, IL 61701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,524 sqft · built 1920
Lot Size0.063 acres (2,763 sqft)
Owner2 Individual Names on File
Last Sale$100,000 (Sep 2020)
Tax Bill$2,653 (2024)
Deeds & MortgagesDec 2023 Line of Credit
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-04-459-018

Property Details

APN / Parcel Number

Primary APN21-04-459-018

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,524 sqft Living Area
Gross Area1,584 sqft
1st Floor Area792 sqft
Basement Area60 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood Siding
Roof MaterialAsphalt
Lot Area2,763 sqft (0.063 acres)
Lot Dimensions80 ft deep x 34 ft wide
View / LotLake Front
PorchOpen Frame Porch
Deck Area406 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address405 S EVANS ST
CityBLOOMINGTON
StateIL
Zip61701-5305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionJB STEVENSONS SUB BLK D EVANS 3RD ADD N34.5, S77.5 LOTS 5 & 6
Legal Range02E
Legal Township23N
Legal Section04
Legal SubdivisionJB STEVENSONS SUB
Legal BlockD
Legal Lot Number5,6
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group3
Census Block3014
Census Tract1700

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 S EVANS ST, BLOOMINGTON, IL 61701-5305
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2023Deed of Trust, Mortgage · Line of Credit
BUSEY BANK
Sep 29, 2020Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK
Jan 27, 2017Warranty Deed, Transfer · Conventional Mortgage
STATE FARM BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2020 · Amount on Record
Deed SaleSep 29, 2020 · Amount on Record
Prior SaleJan 27, 2017 · Amount on Record
Deed Document Number202020015
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address405 S EVANS ST, BLOOMINGTON, IL 61701-5305
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300016583
DateDec 6, 2023
Instrument2023-00016583
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueNov 21, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateSep 29, 2020
Property Address405 S EVANS ST, BLOOMINGTON, IL 61701-5305
Document Number202000020015
Instrument DateSep 11, 2020
Instrument2020-00020015
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address405 S EVANS ST, BLOOMINGTON, IL 61701-5305

Mortgage

Document Number202000020016
DateSep 29, 2020
Instrument2020-00020016
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate2.62%

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJan 27, 2017
Property Address405 S EVANS ST, BLOOMINGTON, IL 61701-5305
Document Number201700001784
Instrument DateJan 17, 2017
Instrument2017-00001784
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyFRONTIER TITLE CO

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number201700001785
DateJan 27, 2017
Instrument2017-00001785
Lender
NameSTATE FARM BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Mortgage

Document Number201700001786
DateJan 27, 2017
Instrument2017-00001786
Lender
NameSTATE FARM BANK FSB
TypeBank
AddressEARTH CITY, MO 63045
Agreement
AmountAmount Recorded
Term60 Months
DueJan 23, 2022

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,660 (+22.28%) Land $6,363 Building $35,297$124,980 (+22.28%) Land $19,089 Building $105,891
2024$2,653.00 (+13.09%)
2023$2,346.00 (+7.17%)$34,070 (+7.26%) Land $5,204 Building $28,866$102,210 (+7.26%) Land $15,612 Building $86,598
2022$2,189.00$31,765 Land $4,852 Building $26,913$95,295 Land $14,556 Building $80,739

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980–1982)
Most Recent ClaimDec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Benton Ridge Telephone Company, Frontier, Pavlov Media, T-Mobile USA.

Nearby Properties on S Evans St

Nearby Streets

Search Property Records by Address or Parcel Number