405 S Elm St, Lapeer, MI 48446 Property Records

Lapeer County property record for 405 S Elm St, Lapeer, MI 48446

Property Summary

Property TypeResidential Vacant Land
Lot Size0.33 acres (14,375 sqft)
OwnerCompany Name on File
Last Sale$20,000 (Nov 2025)
Deeds & MortgagesNov 2025 Sale
Flood ZoneZone X (minimal risk)
APNL21-43-700-040-00

Property Details

APN / Parcel Number

Primary APNL21-43-700-040-00

Interior

FlooringCarpet

Exterior

Lot Area14,375 sqft (0.33 acres)
Lot Dimensions120 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address405 S ELM ST
CityLAPEER
StateMI
Zip48446-2530
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR1 1 FM
Legal DescriptionCITY OF LAPEER TURRILL ADDITION ELM ST LOT 60 (L=40 P=331 SEC 5, T7N-R9E)
Legal Range09E
Legal Township07N
Legal Section05
Legal SubdivisionCITY OF LAPEER TURRILL ADD
Legal Lot Number60
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group1
Census Block1057
Census Tract337500

Owner

405 S Elm St, residential vacant land, is owned by a company that bought it in November 2025.

Source: Lapeer County records, as of September 24, 2026

Owner of RecordCompany Name on File
Mailing Address1227 OAKMONT DR, OXFORD, MI 48371-6082
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2025 · Amount on File
Deed SaleNov 5, 2025 · Amount on File
Prior SaleSep 8, 2014 · Amount on File
Deed Book / Page3486 / 848
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateNov 5, 2025
Property Address405 S ELM ST, LAPEER, MI 48446-2530
Document Number0034860848
Book / Page3486 / 848
Map ReferenceMB 40 PG 331
Instrument DateOct 31, 2025
Transaction TypeTransfer
Record UpdatedDec 3, 2025

Transaction

AmountAmount on Record
Tax$150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address576 LIBERTY PARK, LAPEER, MI 48446-2140

Transferred To (Grantee/Buyer)

NameVerified Name
Address1227 OAKMONT DR, OXFORD, MI 48371-6082

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$8,700$17,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 S Elm St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1997–2009)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 S Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAPEER
serves 9,023 people · EPA ID MI0003780
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2023
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Air Advantage, AT&T.

Nearby Properties on S Elm St

Nearby Streets

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