Onslow County property record for 405 S Elisa Ln, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,330 sqft · built 2012 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $148,000 (Jul 2020) |
| Tax Bill | $1,323 (2026) |
| Deeds & Mortgages | May 2026 Transfer Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1314F-49 |
| Primary APN | 1314F-49 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 24,394 sqft (0.56 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 490031179 |
|---|---|
| Street Address | 405 S ELISA LN |
| City | HUBERT |
| State | NC |
| Zip | 28539-4661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L48 P6 JACKS BRANCH |
| Legal Subdivision | JACKS BRANCH P6 L39-50 |
| Legal Lot Number | 48 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 2803 |
405 S Elisa Ln is owner-occupied and held in a trust since April 2026.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 405 S ELISA LN, HUBERT, NC 28539-4661 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 7, 2020 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2020 · Amount on File |
| Deed Sale | Jul 7, 2020 · Amount on File |
| Prior Sale | Feb 12, 2013 · Amount on File |
| Deed Book / Page | 5205 / 565 |
| Last Transfer Date | Apr 30, 2026 |
| Transfer Doc | 6589000068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 11, 2026 |
| Property Address | 405 S ELISA LN, HUBERT, NC 28539-4661 |
| Document Number | 6589000068 |
| Book / Page | 6589 / 68 |
| Instrument Date | Apr 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 405 S ELISA LN, HUBERT, NC 28539-4661 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jul 7, 2020 |
| Property Address | 405 S ELISA LN, HUBERT, NC 28539-4661 |
| Document Number | 0052050565 |
| Book / Page | 005205 / 000565 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 S ELISA LN HUBERT NC 285394661, HUBERT, NC 28539-4661 |
| Document Number | 52050568 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 005205/000568 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 6, 2050 |
The 2026 property tax bill for 405 S Elisa Ln was $1,323.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,323.00 | $261,191 (+29.22%) Land $50,000 Building $211,191 | $261,191 (+29.22%) Land $50,000 Building $211,191 |
| 2025 | $1,323.00 | $202,129 Land $40,000 Building $162,129 | $202,129 Land $40,000 Building $162,129 |
| 2023 | $1,323.00 | $202,129 Land $40,000 Building $162,129 | $202,129 Land $40,000 Building $162,129 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 S Elisa Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 S Elisa Ln is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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