405 S E Canal St, Ottoville, OH 45876 Property Records

Putnam County property record for 405 S E Canal St, Ottoville, OH 45876

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,660 sqft · built 1997
Lot Size	2.22 acres (96,821 sqft)
Owner	2 Individual Names on File
Last Sale	$349,000 (Oct 2019)
Tax Bill	$6,274 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-053070.0000`

Property Details

APN / Parcel Number

Primary APN	`27-053070.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,660 sqft Living Area
1st Floor Area	1,287 sqft
Upper Floors Area	816 sqft
Basement Area	1,275 sqft
Unfinished Basement	1,275 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	96,821 sqft (2.22 acres)
Porch	Slab
Porch Area	627 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 SE CANAL ST
City	OTTOVILLE
State	OH
Zip	45876-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL 00002 WPT LYES ADDN EX NPT EX NECOR
Legal Subdivision	LYES ADDN
Legal Lot Number	2
Jurisdiction	PUTNAM OH
Township / Civil Division	MONTEREY
Census Block Group	3
Census Block	3047
Census Tract	30700

Owner

405 S E Canal St is owned and occupied by two individuals who bought it in October 2019.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 SE CANAL ST, OTTOVILLE, OH 45876-8746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on File
Deed Sale	Oct 10, 2019 · Amount on File
Deed Document Number	20194099
Deed Book / Page	713 / 1909
Record Updated	Sep 20, 2026

October 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PUTNAM OH
Recording Date	Oct 10, 2019
Property Address	405 SE CANAL ST, OTTOVILLE, OH 45876-8746
Document Number	00713/1909
Book / Page	713 / 1909
Map Reference	MB 1 PG 101
Instrument Date	Oct 7, 2019
Instrument	201900004099
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	405 SE CANAL ST, OTTOVILLE, OH 45876-8746

Mortgage

Document Number	201900004100
Date	Oct 10, 2019
Instrument	201900004100

Lender

Name	SUPERIOR CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 405 S E Canal St was $6,274 with a homeowner's exemption, up 10.3% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Monterey Township
Municipality	Ottoville Village
Unified School District	Ottoville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,274.00 (+10.3%) Homeowner's exemption	$178,100 (+15.94%) Land $8,260 Building $169,840	$505,340 Land $23,600 Building $481,740
2024	$5,688.00 (+10.45%) Homeowner's exemption	$153,610 (+29.83%) Land $8,260 Building $145,350
2023	$5,150.00 (+10.92%) Homeowner's exemption Additional exemption filed	$118,320 (-) Land $5,610 Building $112,710	$438,890 Land $23,600 Building $415,290
2022	$4,643.00 Homeowner's exemption	$118,320 Land $5,610 Building $112,710
2020			$338,060 Land $16,030 Building $322,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 S E Canal St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 S E Canal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTOVILLE VILLAGE PWS serves 976 people · EPA ID OH6900812
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ottoville Mutual Telephone Company Fiber	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon, Watch TV.

Nearby Properties on S E Canal St

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