405 S Cooper St, Jackson, MI 49201 Property Records

Jackson County property record for 405 S Cooper St, Jackson, MI 49201

Property Summary

Property Type	Restaurant
Details	1,060 sqft · built 2002
Lot Size	0.462 acres (20,125 sqft)
Owner	Company Name on Record
Last Sale	$95,000 (Oct 2014)
Tax Bill	$4,864 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-0288.2000`

Property Details

APN / Parcel Number

Primary APN	`5-0288.2000`

Interior

Stories	1 Story
Building Area	1,060 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	20,125 sqft (0.462 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 S COOPER ST
City	JACKSON
State	MI
Zip	49201-2343
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	I-2
Legal Description	LAND COM AT A PT ON E LN OF MILWAUKEE ST 123 FT N OF NW COR OF LOT 2 BLK 10 TH E ABOUT 116.82 FT TO LS & MSRR LAND TH CONT E
Legal Subdivision	GRAND RIVER ADDITION
Legal Block	10
Legal Lot Number	2
Legal Unit	2
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2016
Census Tract	1200

Owner

Source: Jackson County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16903 29 MILE RD, ALBION, MI 49224-9486
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2014 · Amount on Record
Deed Sale	Oct 29, 2014 · Amount on Record
Prior Sale	Aug 1, 2001 · Amount on Record
Deed Document Number	20142695231
Deed Book / Page	2043 / 143
Last Transfer Date	Jun 29, 2015
Transfer Doc	0002715411
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jun 3, 2022
Property Address	405 S COOPER ST, JACKSON, MI 49201-2343
Document Number	0002916569
Book / Page	2213 / 480
Map Reference	LB 3 PG 14&15
Instrument Date	May 3, 2022
Instrument	2916569
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount Recorded
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16903 29 MILE RD, ALBION, MI 49224-9486

Mortgage

Document Number	0022130481
Date	Jun 3, 2022
Instrument	2213-0481

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 15, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,800 (+56.47%)	$251,600 (+56.47%)
2025	$4,864.00 (-11.14%)	$80,400 (-2.66%)	$160,800 (-2.66%)
2024	$5,474.00 (+9.41%)
2023		$82,600	$165,200
2022	$5,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (2009–2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Great Lakes High Speed Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	25 / 5

May also be available: Mercury Fiber, T-Mobile, Verizon, Xfinity.

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