Midland County property record for 405 S Clay St, Midland, TX 79701
| Property Type | Single Family Home |
|---|---|
| Details | 1,572 sqft · built 2020 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,900 (Dec 2020) |
| Tax Bill | $2,503 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2020 Mortgage + 2 more |
| APN | R000023436 |
| Primary APN | R000023436 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,572 sqft Living Area |
|---|
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 7,013 sqft (0.161 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Storage Building | 96 sqft |
| Street Address | 405 S CLAY ST |
|---|---|
| City | MIDLAND |
| State | TX |
| Zip | 79701-7629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF2 |
| Legal Description | ACRES: 0.161 SUBD: GREENWOOD BLK: 013 LOT: 010 ADDN: GREENWOOD |
| Legal Subdivision | GREENWOOD |
| Legal Block | 13 |
| Legal Lot Number | 10 |
| Jurisdiction | MIDLAND TX |
| Township / Civil Division | MIDLAND |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 1500 |
405 S Clay St is owned and occupied by an individual who bought it in December 2020.
Source: Midland County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 S CLAY ST, MIDLAND, TX 79701-7629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 2, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage PEOPLES MTG |
| Apr 1, 2020 | Warranty Deed, Transfer WEST TX ABSTRACT AND TITLE COMPANY LLC, WEST TX ABS & TITLE CO LLC |
| Jul 17, 2019 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on File |
| Deed Sale | Dec 2, 2020 · Amount on File |
| Prior Sale | Apr 1, 2020 |
| Deed Document Number | 202036168 |
| Prior Transfer Date | Nov 23, 2020 |
| Prior Transfer Doc | 0000036168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND TX |
| Property Address | 405 S CLAY ST, MIDLAND, TX 79701-7629 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000005488 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021-35488 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND TX |
| Recording Date | Dec 2, 2020 |
| Property Address | 405 S CLAY ST, MIDLAND, TX 79701-7629 |
| Document Number | 0000036168 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 36168 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | WEST TX ABSTRACT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 S CLAY ST MIDLAND TX 79701, MIDLAND, TX 79701 |
| Document Number | 36169 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 36169 |
| Name | PEOPLES MTG |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND TX |
| Recording Date | Apr 1, 2020 |
| Property Address | 405 S CLAY ST, MIDLAND, TX 79701-7629 |
| Document Number | 0000009470 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 9470 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2020 |
| Title Company | WEST TX ABSTRACT AND TITLE COMPANY LLC, WEST TX ABS & TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 93 STANTON TX 797820093, STANTON, TX 79782-0093 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND TX |
| Recording Date | Jul 17, 2019 |
| Property Address | 405 S CLAY ST, MIDLAND, TX 79701-7629 |
| Document Number | 0000021423 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 21423 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2004 W MICHIGAN AVE MIDLAND TX 797015926, MIDLAND, TX 79701-5926 |
The 2025 property tax bill for 405 S Clay St was $2,503 with a homeowner's exemption, down 14.5% from the year before.
Source: Midland County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,160 (-18.3%) Land $14,000 Building $204,160 | $218,160 (-18.3%) Land $14,000 Building $204,160 | |
| 2025 | $2,503.00 (-14.52%) Homeowner's exemption | $267,010 Land $14,000 Building $253,010 | $267,010 Land $14,000 Building $253,010 |
| 2024 | $2,928.00 (+3.68%) | ||
| 2023 | $2,824.00 Homeowner's exemption | $262,990 Land $14,000 Building $248,990 | $262,990 Land $14,000 Building $248,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 405 S Clay St; 24 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 24 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 S Clay St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND WATER PURIFICATION PLANT serves 157,000 people · EPA ID TX1650001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2026 Arsenic resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BSX Broadband, Nextlink, Rural Telecommunications of America.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures