405 S 865 E, Knox, IN 46534 Property Records

Starke County property record for 405 S 865 E, Knox, IN 46534

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,929 sqft · built 2005
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$184,100 (Apr 2021)
Tax Bill	$1,498 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75-07-21-200-004.400-012`

Property Details

APN / Parcel Number

Primary APN	`75-07-21-200-004.400-012`
Alternative APN	`0130330800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,929 sqft Living Area
1st Floor Area	1,929 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0130330800
Street Address	405 S 865 E
City	KNOX
State	IN
Zip	46534-8760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E 1/2 W 1/2 NE S21 T33 R1 2A
Legal Range	1
Legal Township	33
Legal Section	21
Jurisdiction	STARKE IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	953800

Owner

Source: Starke County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 S 865 E, KNOX, IN 46534-8760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Apr 26, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	Aug 28, 2006 · Amount on Record
Deed Document Number	20211551
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	405 S 865 E, KNOX, IN 46534-8760
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021004922
Date	Dec 21, 2021
Instrument	2021004922

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STARKE IN
Recording Date	Apr 26, 2021
Property Address	405 S 865 E, KNOX, IN 46534-8760
Document Number	2021001551
Instrument Date	Apr 13, 2021
Instrument	2021001551
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S 865 E, KNOX, IN 46534-8760

Mortgage

Document Number	2021001552
Date	Apr 26, 2021
Instrument	2021001552

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Starke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Starke County
County Subdivision	Washington Township
Unified School District	Knox Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,498.00 (-8.77%)	$244,700 (+15.75%) Land $26,200 Building $218,500	$244,700 (+15.75%) Land $26,200 Building $218,500
2024	$1,642.00 (+3.79%)
2023	$1,582.00 (-0.44%)	$211,400 (+8.91%) Land $22,100 Building $189,300	$211,400 (+8.91%) Land $22,100 Building $189,300
2022	$1,589.00	$194,100 Land $20,800 Building $173,300	$194,100 Land $20,800 Building $173,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000

May also be available: AT&T, Mercury Fiber.

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