405 S 7th Ave, Bartow, FL 33830 Property Records

Polk County property record for 405 S 7th Ave, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,224 sqft · built 1951
Lot Size	0.25 acres (10,873 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Oct 2025)
Tax Bill	$5,681 (2025)
Deeds & Mortgages	Dec 2025 Transfer Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-30-05-000000-022250`

Property Details

APN / Parcel Number

Primary APN	`25-30-05-000000-022250`
Alternative APNs	`053025000000022250` `53025000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,224 sqft Living Area
Gross Area	1,216 sqft
1st Floor Area	1,072 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	10,873 sqft (0.25 acres)
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	900 sqft
Porch	Florida Room
Porch Area	144 sqft
Shed	1 Shed

Location & Zoning

Street Address	405 S 7TH AVE
City	BARTOW
State	FL
Zip	33830-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BEG 220 FT E OF NW COR OF SW1/4 OF SE1/4 OF SE1/4 RUN E 110 FT S 99 FT W 110 FT N 99 FT TO BEG
Legal Range	25E
Legal Township	30S
Legal Section	05
Legal Subdivision	HEBB PROP 01
Legal Tract	000000
Legal Block	1
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1026
Census Tract	15200

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 S 7TH AVE, BARTOW, FL 33830-5030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Quit Claim Deed, Transfer CELEBRATION TITLE GROUP, CELEBRATION TTL GROUP OF FL
Feb 23, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 14, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage PLAINS COMMERCE BANK
Dec 9, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Jul 11, 2024 · Amount on Record
Deed Document Number	2025241494
Deed Book / Page	13736 / 1739
Last Transfer Date	Dec 12, 2025
Transfer Doc	0000295598
Record Updated	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Dec 17, 2025
Property Address	405 S 7TH AVE, BARTOW, FL 33830-5030
Document Number	0000295598
Book / Page	13815 / 5
Instrument Date	Dec 12, 2025
Instrument	2025295598
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	CELEBRATION TITLE GROUP, CELEBRATION TTL GROUP OF FL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2997 57TH AVE N, SAINT PETERSBURG, FL 33714-1951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S 7TH AVE, BARTOW, FL 33830-5030

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	405 S 7TH AVE, BARTOW, FL 33830-5030
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S 7TH AVE, BARTOW, FL 33830-5030

Mortgage

Document Number	0000049251
Date	Feb 23, 2022
Book Page	12129/2230
Instrument	2022049251

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 14, 2025
Property Address	405 S 7TH AVE, BARTOW, FL 33830-5030
Document Number	0000241494
Book / Page	13736 / 1739
Instrument Date	Sep 5, 2025
Instrument	2025241494
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 28, 2025
Title Company	CELEBRATION TITLE GROUP, CELEBRATION TTL GROUP OF FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2997 57TH AVE N, SAINT PETERSBURG, FL 33714-1951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S 7TH AVE, BARTOW, FL 33830-5030

Mortgage

Document Number	0137361741
Date	Oct 14, 2025
Instrument	13736/1741

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 9, 2020
Property Address	405 S 7TH AVE, BARTOW, FL 33830-5030
Document Number	0114851934
Book / Page	011485 / 001934
Instrument Date	Nov 10, 2020
Instrument	264013
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	AWS TITLE SERVICES LLC, AWS TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 S 7TH AVE BARTOW FL 338305030, BARTOW, FL 33830-5030

Mortgage

Document Number	114851936
Date	Dec 9, 2020
Book Page	011485/001936
Instrument	264014

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	492 Months
Due	Dec 8, 2061

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,681.00 (-5.32%)	$321,877 (+2.95%) Land $24,528 Building $297,349	$321,877 (+2.95%) Land $24,528 Building $297,349
2024	$6,000.00 (+1,438.46%)	$312,662 (+71.18%) Land $10,086 Building $302,576	$312,662 (-2.35%) Land $10,086 Building $302,576
2023	$390.00 (+48.29%)	$182,656 (+22.62%)	$320,173 (+36.11%) Land $9,811 Building $310,362
2022	$263.00 Homeowner's exemption	$148,966	$235,231 Land $8,174 Building $227,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

Nearby Properties on S 7th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures