405 S 5th St, Thomas, OK 73669 Property Records

Custer County property record for 405 S 5th St, Thomas, OK 73669

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$74,500 (May 2026)
Tax Bill	$29 (2025)
Deeds & Mortgages	May 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0140-00-144-025-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0140-00-144-025-0-000-00`
Alternative APN	`8990`

Exterior

Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Location & Zoning

Account Number	8990
Street Address	405 S 5TH ST
City	THOMAS
State	OK
Zip	73669-5201
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	THOMAS ORIGINAL LTS 25-28 BLK 144
Legal Subdivision	THOMAS ORIGINAL
Legal Block	144
Legal Lot Number	25-28
Jurisdiction	CUSTER OK
Township / Civil Division	THOMAS
Census Block Group	3
Census Block	3152
Census Tract	961000

Owner

Source: Custer County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 S 5TH ST, THOMAS, OK 73669-5201
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Deed Document Number	2026
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CUSTER OK
Recording Date	May 18, 2026
Property Address	405 S 5TH ST, THOMAS, OK 73669-5201
Instrument Date	Apr 27, 2026
Transaction Type	Construction Loan
Record Updated	Aug 29, 2026
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 S 5TH ST, THOMAS, OK 73669-5201

Mortgage

Date	May 18, 2026

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	0.56%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Custer County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Custer County
Municipality	Thomas City
Unified School District	Thomas-Fay-Custer Unified Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,255 (+886.36%) Land $347 Building $2,908	$29,590 (+886.33%) Land $3,150 Building $26,440
2025	$29.00	$330 (-) Land $330	$3,000 (-) Land $3,000
2024	$29.00	$330 (-) Land $330	$3,000 (-) Land $3,000
2023	$29.00 (+16%)	$330 (+1.85%) Land $330	$3,000 (-) Land $3,000
2022	$25.00	$324 Land $324	$3,000 Land $3,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS private · serves 1,238 people · EPA ID OK2002001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Technology Solutions.

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