Johnston County property record for 405 S 4th St, Smithfield, NC 27577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,210 sqft · built 1916 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $369,000 (Nov 2020) |
| Tax Bill | $5,425 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2000233931 |
| Primary APN | 2000233931 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,210 sqft Living Area |
| Gross Area | 5,176 sqft |
| 1st Floor Area | 2,068 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 210 ft deep x 82 ft wide |
| Garage Type | Mixed |
| Garage Area | 300 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 934 sqft |
| Deck Area | 242 sqft |
| Patio Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 2000233931 |
|---|---|
| Street Address | 405 S 4TH ST |
| City | SMITHFIELD |
| State | NC |
| Zip | 27577-4451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | 4TH ST M30L49 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 40800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Brooklyn Historic District listed 2000 · 106 contributing resources · NRIS 00000443 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
405 S 4th St is owned and occupied by two individuals who bought it in November 2020.
Source: Johnston County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 S 4TH ST, SMITHFIELD, NC 27577-4451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Nov 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Jul 25, 2017 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on File |
| Deed Sale | Nov 24, 2020 · Amount on File |
| Prior Sale | Jul 25, 2017 · Amount on File |
| Deed Document Number | 2020719691 |
| Deed Book / Page | 5765 / 868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 405 S 4TH ST, SMITHFIELD, NC 27577-4451 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 405 S 4TH ST, SMITHFIELD, NC 27577-4451 |
| Document Number | 0000002309 |
|---|---|
| Date | Jan 26, 2023 |
| Book Page | 6413/308 |
| Instrument | 2023002309 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 476 Months |
| Due | Sep 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Nov 24, 2020 |
| Property Address | 405 S 4TH ST, SMITHFIELD, NC 27577-4451 |
| Document Number | 0000719691 |
| Book / Page | 5765 / 868 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 2020719691 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $738.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 ORANGE ST, 110, WILMINGTON, NC 28401-4421 |
| Name | Verified Name |
|---|---|
| Address | 405 S 4TH ST, SMITHFIELD, NC 27577-4451 |
| Document Number | 0000719692 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 5765/871 |
| Instrument | 2020719692 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jul 25, 2017 |
| Property Address | 405 S 4TH ST, SMITHFIELD, NC 27577-4451 |
| Document Number | 0000538267 |
| Book / Page | 4996 / 0415 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 2017538267 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $695.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 S 4TH ST, SMITHFIELD, NC 27577-4451 |
| Document Number | 0000538268 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 2017538268 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2026 property tax bill for 405 S 4th St was $5,425.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Municipality | Smithfield Town |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,425.00 | $561,030 Land $70,000 Building $491,030 | $561,030 Land $70,000 Building $491,030 |
| 2023 | $4,585.00 | $363,940 Land $45,000 Building $318,940 | $363,940 Land $45,000 Building $318,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 S 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 35 (1995–2026) |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 S 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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