405 S 4th St, Olivia, MN 56277 Property Records

Renville County property record for 405 S 4th St, Olivia, MN 56277

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1958
Lot Size	0.208 acres (9,095 sqft)
Owner	Individual Name on Record
Last Sale	$192,500 (Aug 2020)
Tax Bill	$5,164 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-04560-00`

Property Details

APN / Parcel Number

Primary APN	`35-04560-00`

Interior

Building Area	1,344 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	9,095 sqft (0.208 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	405 S 4TH ST
City	OLIVIA
State	MN
Zip	56277-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST PARK LOT 22
Legal Subdivision	HILLCREST PARK
Legal Lot Number	22
Jurisdiction	RENVILLE MN
Township / Civil Division	OLIVIA
Census Block Group	2
Census Block	2044
Census Tract	790500

Owner

Source: Renville County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	405 S 4TH ST, OLIVIA, MN 56277-1419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage F & M BANK MINNESOTA
Aug 24, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME TOWN BANK
Sep 19, 2017	Warranty Deed, Transfer · Conventional Mortgage F & M BANK MINNESOTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	2020392860
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENVILLE MN
Property Address	405 S 4TH ST, OLIVIA, MN 56277-1419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A389916
Date	Oct 23, 2019
Instrument	A389916

Lender

Name	F & M BANK MINNESOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 11, 2029

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENVILLE MN
Recording Date	Aug 24, 2020
Property Address	405 S 4TH ST, OLIVIA, MN 56277-1419
Document Number	A392860
Instrument Date	Aug 21, 2020
Instrument	A392860
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	QUALITY TITLE INC, QUALITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$635.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S 4TH ST, OLIVIA, MN 56277-1419

Mortgage

Document Number	A392861
Date	Aug 24, 2020
Instrument	A392861

Lender

Name	HOME TOWN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENVILLE MN
Recording Date	Sep 19, 2017
Property Address	405 S 4TH ST, OLIVIA, MN 56277-1419
Document Number	A383143
Instrument Date	Sep 19, 2017
Instrument	A383143
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 S 4TH ST, OLIVIA, MN 56277-1419

Mortgage

Document Number	A383144
Date	Sep 19, 2017
Instrument	A383144

Lender

Name	F & M BANK MINNESOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Renville County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Renville County
Municipality	Olivia City
Unified School District	Bird Island-Olivia-Lake Lillian Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,164.00 (+44.33%)	$301,900 (-) Land $10,000 Building $291,900	$301,900 (-) Land $10,000 Building $291,900
2025		$301,900 (+15.71%) Land $10,000 Building $291,900	$301,900 (+15.71%) Land $10,000 Building $291,900
2023	$3,578.00	$260,900 Land $10,000 Building $250,900	$260,900 Land $10,000 Building $250,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Olivia serves 2,353 people · EPA ID MN1650011
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.44 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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