405 S 45th St, Boulder, CO 80305 Property Records

Boulder County property record for 405 S 45th St, Boulder, CO 80305

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,438 sqft · built 1957
Lot Size0.184 acres (8,009 sqft)
OwnerIndividual Name on Record
Last Sale$820,000 (Sep 2020)
Tax Bill$6,475 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1577-05-4-27-017

Property Details

APN / Parcel Number

Primary APN1577-05-4-27-017
Alternative APNs
  • R0012737
  • 0012737

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,438 sqft Living Area
Gross Area2,724 sqft
1st Floor Area1,010 sqft
Upper Floors Area544 sqft
Basement Area884 sqft
Finished Basement884 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1990
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area8,009 sqft (0.184 acres)
Garage TypeAttached
Garage Area286 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area266 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0012737
Street Address405 S 45TH ST
CityBOULDER
StateCO
Zip80305-6047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 BLK 10 MARTIN ACRES 2
Legal Range70
Legal Township1S
Legal Section05
Legal SubdivisionMARTIN ACRES 2 - BO
Legal Block10
Legal Lot Number17
JurisdictionBOULDER CO
Township / Civil DivisionBOULDER
Census Block Group3
Census Block3011
Census Tract12507

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 S 45TH ST, BOULDER, CO 80305-6047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2020 · Amount on Record
Deed SaleSep 29, 2020 · Amount on Record
Prior SaleAug 22, 2013 · Amount on Record
Deed Document Number20203819070
Prior Transfer DateMar 16, 2009
Prior Transfer Doc0002987693
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOULDER CO
Recording DateSep 29, 2020
Property Address405 S 45TH ST, BOULDER, CO 80305-6047
Document Number0003819070
Instrument DateSep 23, 2020
Instrument3819070
Transaction TypeTransfer
Record UpdatedMar 31, 2022
Title CompanyHERITAGE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$82.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 S 45TH ST, BOULDER, CO 80305-6047

Mortgage

Document Number0003819071
DateSep 29, 2020
Instrument3819071
Lender
NameNEST HOME LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateColorado
CountyBoulder County
MunicipalityBoulder City
Unified School DistrictBoulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$69,129 (+1.79%) Land $35,394 Building $33,735$1,086,600 (-) Land $590,500 Building $496,100
2025$6,475.00 (+0.68%)$67,912 (-13.11%) Land $36,906 Building $31,006$1,086,600 (-6.86%) Land $590,500 Building $496,100
2023$6,431.00 (+13.84%)$78,162 (+28.47%) Land $43,242 Building $34,920$1,166,600 (+33.26%) Land $645,400 Building $521,200
2022$5,649.00$60,840 Land $32,074 Building $28,766$875,400 Land $461,500 Building $413,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims7 (1979–2022)
Claims Outside the SFHA5 of 7
Most Recent ClaimJul 2022 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BOULDER
serves 166,080 people · EPA ID CO0107152
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ayva Networks
Fixed Wireless
2,500 / 2,500
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
LiveWireNet
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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