405 S 3rd St, Drayton, ND 58225 Property Records

Pembina County property record for 405 S 3rd St, Drayton, ND 58225

Property Summary

Property Type	Single Family Home
Lot Size	0.331 acres (14,458 sqft)
Owner	Individual Name on Record
Tax Bill	$421 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-3170010`

Property Details

APN / Parcel Number

Primary APN	`29-3170010`

Exterior

Lot Area	14,458 sqft (0.331 acres)

Location & Zoning

Street Address	405 S 3RD ST
City	DRAYTON
State	ND
Zip	58225-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 22-25 & S 15' LOT 26 BLK. 19, RAILRAOD ADD.
Legal Subdivision	RAILRAOD ADD
Legal Block	19
Legal Lot Number	22-25,2
Jurisdiction	PEMBINA ND
Township / Civil Division	DRAYTON
Census Block Group	2
Census Block	2070
Census Tract	950500

Owner

Source: Pembina County records, as of April 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	405 S 3RD ST, DRAYTON, ND 58225-4305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEMBINA ND
Property Address	405 S 3RD ST, DRAYTON, ND 58225-4305
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S 3RD ST, DRAYTON, ND 58225-4305

Mortgage

Document Number	259154
Date	Aug 19, 2021
Instrument	259154

Lender

Name	KODABANK
Type	Bank
Address	DRAYTON, ND 58225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jul 3, 2026

Tax Assessment & Valuation

Source: Pembina County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Pembina County
Municipality	Drayton City
Unified School District	Drayton Public School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$421.00 (-76.31%)	$64,516 (+3.97%) Land $4,284 Building $60,232	$129,032 (+3.97%) Land $8,568 Building $120,464
2023	$1,777.00	$62,054 Land $4,120 Building $57,934	$124,109 Land $8,240 Building $115,869

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	69 (1978–2009)
Claims Outside the SFHA	39 of 69
Most Recent Claim	Apr 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, And Tor, Apr 1999 · 2 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 55 claims Severe Storms,flooding, & Ice Jams, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 93% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DRAYTON serves 824 people · EPA ID ND3400269
Water Source	Purchased groundwater from WALSH RURAL WATER DISTRICT
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	3.32 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20