405 S 2nd St, Lamar, CO 81052 Property Records

Prowers County property record for 405 S 2nd St, Lamar, CO 81052

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,683 sqft · built 1924
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Tax Bill	$902 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`237041030`

Property Details

APN / Parcel Number

Primary APN	`237041030`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,683 sqft Living Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached
Garage Area	252 sqft
Carport	Carport
Carport Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air

Location & Zoning

Street Address	405 S 2ND ST
City	LAMAR
State	CO
Zip	81052-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAMAR BLK 41LOT 3
Legal Subdivision	LAMAR
Legal Block	41
Legal Lot Number	3
Jurisdiction	PROWERS CO
Township / Civil Division	LAMAR
Census Block Group	2
Census Block	2054
Census Tract	200

Owner

Source: Prowers County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	405 S 2ND ST, LAMAR, CO 81052-3206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 7, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Nov 3, 2009
Transfer Doc	0000522341
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROWERS CO
Property Address	405 S 2ND ST, LAMAR, CO 81052-3206
Transaction Type	Mortgage
Record Updated	Jan 22, 2020
Title Company	AVALANCHE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	550159
Date	Dec 23, 2019
Instrument	550159

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Sep 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROWERS CO
Property Address	405 S 2ND ST, LAMAR, CO 81052-3206
Transaction Type	Mortgage
Record Updated	Sep 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	546755
Date	Aug 7, 2018
Instrument	546755

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Prowers County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Prowers County
Municipality	Lamar City
Unified School District	Lamar School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$902.00 (+67.35%)		$189,339 (+13.25%) Land $6,440 Building $182,899
2023	$539.00	$68,621 Land $2,485 Building $66,136	$167,194 Land $4,970 Building $162,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979–2013)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAMAR serves 7,500 people · EPA ID CO0150700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless · Fiber in parts of the area	300 / 50
Viaero Wireless Fixed Wireless	150 / 40

May also be available: T-Mobile, Verizon.

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