Montcalm County property record for 405 S 1st St, Edmore, MI 48829
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Oct 2025) |
| Tax Bill | $2,807 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Feb 2024 Mortgage + 3 more |
| APN | 041-080-318-00 |
| Primary APN | 041-080-318-00 |
|---|
| Lot Area | 12,001 sqft (0.276 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Street Address | 405 S 1ST ST |
|---|---|
| City | EDMORE |
| State | MI |
| Zip | 48829-9393 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 120 FT OF LOT 318 & W 34 FT OF N 120 FT OF LOT 317 VILLAGE OF EDMORE. |
| Legal Subdivision | VILLAGE EDMORE |
| Legal Lot Number | 317-318 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | HOME |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 970200 |
Source: Montcalm County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5414 HILLMAN RD, LAKEVIEW, MI 48850-9554 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARK LA TEX FINANCIAL SERVICES LLC |
| Feb 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HSNG AND URBAN DEVELOPMENT |
| Oct 31, 2025 | Deed of Trust, Mortgage · FHA Mortgage ARK LA TEX FINANCIAL SERVICES LLC |
| Oct 28, 2025 | Warranty Deed, Transfer · Stand-Alone Second Mortgage ARK LA TEX FINANCIAL SERVICES LLC |
| Jun 23, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Prior Sale | Mar 28, 2025 · Amount on Record |
| Deed Document Number | 202511209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 405 S 1ST ST, EDMORE, MI 48829-9393 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025R11211 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025R-11211 |
| Name | ARK LA TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 405 S 1ST ST, EDMORE, MI 48829-9393 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2024R01157 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 2024R-01157 |
| Name | SECRETARY OF HSNG AND URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 405 S 1ST ST, EDMORE, MI 48829-9393 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025R11370 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025R-11370 |
| Name | ARK LA TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Oct 28, 2025 |
| Property Address | 405 S 1ST ST, EDMORE, MI 48829-9393 |
| Document Number | 2025R11209 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2025R-11209 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5414 HILLMAN RD, LAKEVIEW, MI 48850-9554 |
| Document Number | 2025R11371 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025R-11371 |
| Name | ARK LA TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 133 Months |
| Due | Nov 1, 2036 |
| Document Number | 2025R11210 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025R-11210 |
| Name | ARK LA TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Jun 23, 2022 |
| Property Address | 405 S 1ST ST, EDMORE, MI 48829-9393 |
| Document Number | 2022R07728 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022R07728 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2438 ALPINE AVE NW, WALKER, MI 49544-1957 |
Source: Montcalm County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Home Township |
| Municipality | Edmore Village |
| Unified School District | Montabella Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,600 (-20.81%) | $203,200 (-20.81%) | |
| 2025 | $2,807.00 (-4.52%) | $128,300 (+53.65%) | $256,600 (+207.31%) |
| 2024 | $2,940.00 | ||
| 2023 | $83,500 | $83,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EDMORE serves 1,256 people · EPA ID MI0002070 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CMS Internet Fixed Wireless | 200 / 200 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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