St. Louis County property record for 405 S 10th Ave, Virginia, MN 55792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,048 sqft · built 1955 |
| Lot Size | 0.156 acres (6,826 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $88,500 (Apr 2004) |
| Tax Bill | $1,720 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0152-00060 |
| Primary APN | 090-0152-00060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,048 sqft Gross Area |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 595 sqft |
| Finished Basement | 595 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 6,826 sqft (0.156 acres) |
| Garage Area | 336 sqft |
| Deck Area | 91 sqft |
| Storage Building | 32 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 759135 |
|---|---|
| Street Address | 405 S 10TH AVE |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-3037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 AND NLY 12 FT OF LOT 4 SERIAL # |
| Legal Subdivision | SUNDQUIST ENGMAN ADD TO VIRGIN |
| Legal Block | 2 |
| Legal Lot Number | 3-4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 13200 |
Source: St. Louis County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 S 10TH AVE, VIRGINIA, MN 55792-3037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE COMPANY |
| Jan 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2004 · Amount on Record |
| Deed Sale | Apr 26, 2004 · Amount on Record |
| Deed Document Number | 2004941351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 1, 2026 |
| Property Address | 405 S 10TH AVE, VIRGINIA, MN 55792-3037 |
| Document Number | 0001539653 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20261539653 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 405 S 10TH AVE, VIRGINIA, MN 55792-3037 |
| Document Number | 0001539653, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 20261539653 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 28, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 405 S 10TH AVE, VIRGINIA, MN 55792-3037 |
| Document Number | 00A1400810 |
| Instrument Date | Jan 2, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 S 10TH AVE VIRGINIA MN 557923037, VIRGINIA, MN 55792-3037 |
| Document Number | 00A1400810 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | A1400810 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2051 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,720.00 (+8.72%) Homeowner's exemption | ||
| 2025 | $1,582.00 (-23.8%) Homeowner's exemption | $144,700 (+5.93%) Land $9,300 Building $135,400 | $144,700 (+5.93%) Land $9,300 Building $135,400 |
| 2024 | $2,076.00 | $136,600 (+8.67%) Land $7,800 Building $128,800 | $136,600 (+8.67%) Land $7,800 Building $128,800 |
| 2022 | $125,700 Land $7,800 Building $117,900 | $125,700 Land $7,800 Building $117,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Virginia serves 8,361 people · EPA ID MN1690046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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