405 Ryall St, Marseilles, IL 61341 Property Records

LaSalle County property record for 405 Ryall St, Marseilles, IL 61341

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,646 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Jul 2024)
Tax Bill	$4,536 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2008 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`15-49-405-039`

Property Details

APN / Parcel Number

Primary APN	`15-49-405-039`
Alternative APN	`19-13-405-018`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,646 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	405 RYALL ST
City	MARSEILLES
State	IL
Zip	61341-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MRS L.A. CLARKS ADD, S100' E75' LT 4 & W25' S75' LT 4 BLK 8 SEC 13-33-4
Legal Range	04
Legal Township	33
Legal Section	13
Legal Subdivision	CLARKS MRS L A ADD
Legal Block	8
Legal Lot Number	4
Jurisdiction	LASALLE IL
Township / Civil Division	RUTLAND
Census Block Group	2
Census Block	2027
Census Tract	962500

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	405 RYALL ST, MARSEILLES, IL 61341-1427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 8, 2008	Deed of Trust, Mortgage · Conventional Mortgage MARSEILLES BANK
May 20, 2008	Deed of Trust, Mortgage · Conventional Mortgage MARSEILLES BANK
Jul 22, 2008	Deed of Trust, Mortgage · Conventional Mortgage MARSEILLES BANK
Nov 17, 2006	Deed of Trust, Mortgage · Conventional Mortgage MARSEILLES BANK
Jan 22, 2007	Deed of Trust, Mortgage · Conventional Mortgage MARSEILLES BANK
Jul 17, 2017	Deed, Transfer · USDA Mortgage USDA
Aug 14, 2007	Warranty Deed, Transfer · Conventional Mortgage SOME INFO KEYED FROM LEGAL DESCRIPT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2024 · Amount on Record
Deed Sale	Jul 5, 2024 · Amount on Record
Prior Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	20247109
Prior Transfer Date	Mar 7, 2006
Prior Transfer Doc	200607477
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Recording Date	May 19, 2026
Property Address	405 RYALL ST, MARSEILLES, IL 61341-1427
Document Number	0202604855
Instrument Date	May 14, 2026
Instrument	20264855
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 RYALL ST, MARSEILLES, IL 61341-1427

Mortgage

Document Number	0000004855,
Date	May 19, 2026
Instrument	20264855

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	405 RYALL ST, MARSEILLES, IL 61341-1427
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200800515
Date	Jan 8, 2008
Instrument	2008-00515

Lender

Name	MARSEILLES BANK
Address	MARSEILLES, IL 61341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jan 5, 2015

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	405 RYALL ST, MARSEILLES, IL 61341-1427
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200811300
Date	May 20, 2008
Instrument	2008-11300

Lender

Name	MARSEILLES BANK
Address	MARSEILLES, IL 61341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	405 RYALL ST, MARSEILLES, IL 61341-1427
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200816485
Date	Jul 22, 2008
Instrument	2008-16485

Lender

Name	MARSEILLES BANK
Address	MARSEILLES, IL 61341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 15, 2009

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	405 RYALL ST, MARSEILLES, IL 61341-1427
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200629338
Date	Nov 17, 2006
Instrument	2006-29338

Lender

Name	MARSEILLES BANK
Address	MARSEILLES, IL 61341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 16, 2011

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	405 RYALL ST, MARSEILLES, IL 61341-1427
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200701636
Date	Jan 22, 2007
Instrument	2007-01636

Lender

Name	MARSEILLES BANK
Address	MARSEILLES, IL 61341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 20, 2012

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Jul 17, 2017
Property Address	405 RYALL ST, MARSEILLES, IL 61341-1427
Document Number	0201710426
Instrument Date	Jul 14, 2017
Instrument	201710426
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201710427
Date	Jul 17, 2017
Instrument	201710427

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Aug 14, 2007
Property Address	405 RYALL ST, MARSEILLES, IL 61341-1427
Document Number	200719865
Instrument Date	Jul 11, 2007
Instrument	2007-19*865
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 RYALL ST, 405, MARSEILLES, IL 61341-1427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 RYALL ST, MARSEILLES, IL 61341-1427

Mortgage

Document Number	200719866
Date	Aug 14, 2007
Instrument	2007-19866

Lender

Name	SOME INFO KEYED FROM LEGAL DESCRIPT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 11, 2012

Mortgage

Document Number	0200719867
Date	Aug 14, 2007
Instrument	2007-19867

Lender

Name	CHRISTINE L CLOSE
Type	Private Party
Address	405 RYALL ST, MARSEILLES, IL 61341

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Rutland Township
Municipality	Marseilles City
Elementary School District	Marseilles Elementary School District 150 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,536.00 (+8%)	$53,538 (+8.81%) Land $6,457 Building $47,081	$160,614 (+8.81%) Land $19,371 Building $141,243
2024	$4,200.00	$49,203 (+11.1%) Land $5,934 Building $43,269	$147,609 (+11.1%) Land $17,802 Building $129,807
2023		$44,287 (+6.08%) Land $5,341 Building $38,946	$132,861 (+6.08%) Land $16,023 Building $116,838
2022		$41,749 Land $5,035 Building $36,714	$125,247 Land $15,105 Building $110,142

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2011–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARSEILLES serves 5,061 people · EPA ID IL0990500
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education currently in violation since Mar 2026 Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
digiMax DSL · Fiber in parts of the area	100 / 20

May also be available: AT&T.

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