405 Ruth Rd, Mattituck, NY 11952 Property Records

Suffolk County and Southold Town property record for 405 Ruth Rd, Mattituck, NY 11952

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Tax Bill	$7,042 (2024)
Flood Zone	Zone X (minimal risk)
APN	`473889 106.-7-21`

Property Details

APN / Parcel Number

Primary APN	`473889 106.-7-21`
Alternative APNs	`1000-106.00-07.00-021.000` `388910600000070210000000` `47380013257` `14`

Exterior

Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	192 ft deep x 104 ft wide

Location & Zoning

Account Number	14
Street Address	405 RUTH RD
City	MATTITUCK
State	NY
Zip	11952-3674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	BOOK 3 PAGE 00140 BILL 012765
Legal Block	7
Legal Lot Number	21
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHOLD
Census Block Group	1
Census Block	1005
Census Tract	170003

Owner

Source: Suffolk County and Southold Town records · APN 473889 106.-7-21

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	41 BEACON HILL RD, PORT WASHINGTON, NY 11050-3033
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 02, 2024
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Suffolk County and Southold Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southold Town
Unified School District	Mattituck-Cutchogue Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,500 (-) Land $800 Building $3,700	$818,182 (+10,263.29%) Land $145,455 Building $672,727
2024	$7,042.00
2023		$4,500 Land $800 Building $3,700	$7,895 Land $1,404 Building $6,491

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031700031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000

Based on FCC filings for 150 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5110526, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.