405 Rosser Rd, Covington, GA 30016 Property Records

Newton County property record for 405 Rosser Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,266 sqft · built 2000
Lot Size	4.6 acres (200,376 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,915 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jul 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00140-00000-066-D00`

Property Details

APN / Parcel Number

Primary APN	`00140-00000-066-D00`
Alternative APNs	`0014 066D` `7088`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,266 sqft Heated Area
1st Floor Area	2,266 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	200,376 sqft (4.6 acres)
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	189 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7088
Street Address	405 ROSSER RD
City	COVINGTON
State	GA
Zip	30016-4180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	4.60 AC ROSSER RD
Legal Subdivision	R3 MISC LAND - AREA 6
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3000
Census Tract	100902

Owner

Source: Newton County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 ROSSER RD, COVINGTON, GA 30016-4180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit AFFINITY BANK
Jul 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage NEWTON FEDERAL BANK
Jan 25, 2017	Deed of Trust, Mortgage · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 6, 2000
Transfer Doc	0918000102
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	405 ROSSER RD, COVINGTON, GA 30016-4180
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ROSSER RD, COVINGTON, GA 30016-4180

Mortgage

Document Number	0041820000000736
Date	Apr 22, 2021
Book Page	0000004182/0000000736
Instrument	007554

Lender

Name	AFFINITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	405 ROSSER RD, COVINGTON, GA 30016-4180
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ROSSER RD, COVINGTON, GA 30016-4180

Mortgage

Document Number	0046320000000226
Date	Jul 1, 2024
Book Page	0000004632/0000000226

Lender

Name	NEWTON FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2039

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	405 ROSSER RD, COVINGTON, GA 30016-4180
Document Number	0035320081
Book / Page	003532 / 000081
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 ROSSER RD COVINGTON GA 300164180, COVINGTON, GA 30016-4180

Mortgage

Document Number	0035320081
Date	Feb 8, 2017
Book Page	003532/000081
Instrument	1589

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 7, 2032

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,915.00 (+3.19%) Homeowner's exemption	$164,960 (+7.37%) Land $34,440 Building $130,520	$412,400 (+7.37%) Land $86,100 Building $326,300
2024	$3,794.00 (+6.87%) Homeowner's exemption	$153,640 (+5.81%) Land $19,600 Building $134,040	$384,100 (+5.81%) Land $49,000 Building $335,100
2023		$145,200 Land $19,600 Building $125,600	$363,000 Land $49,000 Building $314,000
2022	$3,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Nearby Properties on Rosser Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures