405 Ross St, Dover, DE 19904 Property Records

Kent County property record for 405 Ross St, Dover, DE 19904

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,107 sqft · built 1963
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$271,000 (Aug 2022)
Tax Bill	$1,568 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-05-067.16-01-70.00-000`

Property Details

APN / Parcel Number

Primary APN	`2-05-067.16-01-70.00-000`
Alternative APNs	`ED05067.160170.00/000` `5473`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,107 sqft Living Area
Basement Area	1,107 sqft
Finished Basement	830 sqft
Unfinished Basement	277 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	60.9 ft deep x 139 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Detached
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5473
Street Address	405 ROSS ST
City	DOVER
State	DE
Zip	19904-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	FAIRVIEW, SEC. 2, LOT 17 405 ROSS STREET
Legal Subdivision	FAIRVIEW
Legal Lot Number	17
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	3
Census Block	3004
Census Tract	43300

Owner

405 Ross St is owned and occupied by an individual who bought it in August 2022.

Source: Kent County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	405 ROSS ST, DOVER, DE 19904-2839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2022 · Amount on File
Deed Sale	Aug 18, 2022 · Amount on File
Prior Sale	Apr 9, 2007 · Amount on File
Deed Document Number	2022458417
Deed Book / Page	12109 / 291
Prior Transfer Date	Jan 6, 2011
Prior Transfer Doc	0000183622
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Aug 18, 2022
Property Address	405 ROSS ST, DOVER, DE 19904-2839
Document Number	0000458417
Book / Page	12109 / 291
Map Reference	MB 5 PG 105
Instrument Date	Aug 16, 2022
Instrument	2022-458417
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Investor	Possibly a Property Investor

Mortgage

Document Number	0000458418
Date	Aug 18, 2022
Instrument	2022-458418

Lender

Name	BAYFIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 405 Ross St was $1,568, up 5.8% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Dover City
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,568.00 (+5.8%)	$252,100 Land $84,800 Building $167,300
2025	$1,482.00
2023	$1,130.00	$38,400 Land $7,000 Building $31,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Ross St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1988)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1988 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Ross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20