405 Roses Bluff Dr, Madison, MS 39110 Property Records

Madison County property record for 405 Roses Bluff Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,717 sqft · built 1986
Lot Size	0.17 acres (7,398 sqft)
Owner	Trust Name on File
Tax Bill	$3,340 (2025)
Deeds & Mortgages	Feb 2019 Transfer Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`072F-23C-020`

Property Details

APN / Parcel Number

Primary APN	`072F-23C-020`
Alternative APNs	`072F-23C-020/00.00` `15355`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,717 sqft Adjusted Area
Gross Area	2,299 sqft
1st Floor Area	2,299 sqft
2nd Floor Area	690 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	7,398 sqft (0.17 acres)
Deck Area	104 sqft
Patio Area	938 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	15355
Street Address	405 ROSES BLUFF DR
City	MADISON
State	MS
Zip	39110-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 & 7398 SQ FT OFF E/S LOT 13 ROSES BLUFF PART 1 LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	23
Legal Subdivision	ROSES BLUFF PT 1
Legal Lot Number	12,7398
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1001
Census Tract	30107

Owner

405 Roses Bluff Dr is owner-occupied and held in a trust since February 2019.

Source: Madison County records, as of December 2, 2025

Owner of Record	Trust Name on File
Mailing Address	405 ROSES BLUFF DR, MADISON, MS 39110-9677
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit METROPOLITAN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 14, 2019
Transfer Doc	3692/471
Record Updated	Jun 8, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Feb 19, 2019
Property Address	405 ROSES BLUFF DR, MADISON, MS 39110-9677
Document Number	0000858717
Book / Page	003692 / 000471
Instrument Date	Feb 14, 2019
Instrument	858717
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	405 ROSES BLUFF DR MADISON MS 391109677, MADISON, MS 39110-9677

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	405 ROSES BLUFF DR, MADISON, MS 39110-9677
Document Number	0000811526
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ROSES BLUFF DR MADISON MS 391109677, MADISON, MS 39110-9677

Mortgage

Document Number	0000811526
Date	Apr 28, 2017
Book Page	003472/000400
Instrument	811526

Lender

Name	METROPOLITAN BK
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 27, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 405 Roses Bluff Dr was $3,340 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,340.00 Homeowner's exemption	$49,661	$496,610 Land $143,750 Building $352,860
2024	$3,340.00
2023	$3,340.00 Homeowner's exemption	$49,661	$496,610 Land $143,750 Building $352,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Roses Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Roses Bluff Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: NETSPEEDMS.

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