405 Rosedale Ter, Ballwin, MO 63021 Property Records

St. Louis County property record for 405 Rosedale Ter, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,000 sqft · built 1973
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23R-52-1563`

Property Details

APN / Parcel Number

Primary APN	`23R-52-1563`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Game Room	Game Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bungalow
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	57 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	90 sqft
Patio Area	216 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 ROSEDALE TER
City	BALLWIN
State	MO
Zip	63021-5238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	66R
Legal Description	MANCHESTER HILLS LOT 8
Legal Subdivision	MANCHESTER HILLS
Legal Block	10
Legal Lot Number	8
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1012
Census Tract	217931

Owner

405 Rosedale Ter is owned and occupied by an individual who acquired it in October 2020.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	405 ROSEDALE TER, BALLWIN, MO 63021-5238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 5, 2020
Transfer Doc	0243823824
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	405 ROSEDALE TER, BALLWIN, MO 63021-5238
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ROSEDALE TER, BALLWIN, MO 63021-5238

Mortgage

Document Number	0243962584
Date	Oct 27, 2020
Book Page	24396/2584
Instrument	2020102700338

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 405 Rosedale Ter was $2,381, up 0.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Winchester City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,370 (-) Land $24,340 Building $23,030	$249,300 (-) Land $128,100 Building $121,200
2025	$2,381.00 (+0.17%)	$47,370 Land $24,340 Building $23,030	$249,300 Land $128,100 Building $121,200
2024	$2,377.00 (-0.88%)
2023	$2,398.00	$36,030 Land $18,260 Building $17,770	$189,600 Land $96,100 Building $93,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Rosedale Ter in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1979–2024)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Jul 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Rosedale Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20