405 Roosevelt Ave, Bernice (Afton), OK 74331 Property Records

Delaware County property record for 405 Roosevelt Ave, Bernice, OK 74331

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,216 sqft · built 1956
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,291 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25N22E-26-0-10140-002-0022`

Property Details

APN / Parcel Number

Primary APN	`25N22E-26-0-10140-002-0022`
Alternative APNs	`0036421` `36421`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,216 sqft Living Area

Exterior

Year Built	Built 1956
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Metal
Lot Area	7,500 sqft
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft

Utilities, Heating & Cooling

Heating System	Stove

Location & Zoning

Account Number	36421
Street Address	405 ROOSEVELT AVE
City	BERNICE
State	OK
Zip	74331-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUNCH LOT 22, BLK 2 2293-105 2514-260 2591-84
Legal Range	22E
Legal Township	25N
Legal Section	26
Legal Subdivision	BERNICE-BUNCH
Legal Block	2
Legal Lot Number	22
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2084
Census Tract	375803

Owner

Source: Delaware County records · APN 25N22E-26-0-10140-002-0022

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	520 S MAIN ST, GROVE, OK 74344-3497
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 05, 2023	Warranty Deed, Transfer · Commercial Mortgage GRAND SAVINGS BANK
Sep 10, 2019	Warranty Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC
Aug 21, 2018	Warranty Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2025
Deed Sale	May 08, 2025
Prior Sale	Sep 10, 2019 · Amount on Record
Deed Document Number	0000259184
Deed Book / Page	2514 / 260
Prior Transfer Date	Dec 05, 2023
Prior Transfer Doc	I-2023-010313
Record Updated	Jun 08, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Dec 05, 2023
Property Address	405 ROOSEVELT AVE, BERNICE, OK 74331-2802
Document Number	002514/260
Book / Page	2514 / 260
Instrument Date	Dec 01, 2023
Instrument	I-2023-010313
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	I2023010314
Date	Dec 05, 2023
Instrument	I-2023-010314

Lender

Name	GRAND SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Sep 10, 2019
Property Address	405 ROOSEVELT AVE, BERNICE, OK 74331-2802
Document Number	002293/105
Book / Page	2293 / 105
Instrument Date	Sep 05, 2019
Instrument	2019-007006
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 ROOSEVELT AVE, BERNICE, OK 74331-2802

Mortgage

Document Number	2019007007
Date	Sep 10, 2019
Instrument	2019-007007

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Aug 21, 2018
Property Address	405 ROOSEVELT AVE, BERNICE, OK 74331-2802
Document Number	002250/845
Book / Page	2250 / 845
Instrument Date	Aug 14, 2018
Instrument	2018-006630
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIRST TITLE AND ABSTRACT SERVICES INC, FIRST TITLE & ABSTRACT SERVI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ROOSEVELT AVE, BERNICE, OK 74331-2802

Mortgage

Document Number	2018006631
Date	Aug 21, 2018
Instrument	2018-006631

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Bernice Town
Elementary School District	Cleora Public School (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,291.00 (-0.15%)	$15,815 (+0.01%) Land $1,179 Building $14,636	$137,516 (+0.01%) Land $10,250 Building $127,266
2024	$1,293.00 (+96.21%)	$15,813 (+75.99%) Land $1,179 Building $14,634	$137,500 (+75.99%) Land $10,250 Building $127,250
2023	$659.00 Homeowner's exemption	$8,985 Land $575 Building $8,410	$78,130 Land $5,000 Building $73,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 13, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Northeast Rural Services Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AtLink Services Fixed Wireless	100 / 20
The Junction Internet Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 196 locations within half a mile of this property.

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