Oconee County property record for 405 Rockingham Rd, Seneca, SC 29672
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,074 sqft · built 1982 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $220,000 (Nov 2020) |
| Tax Bill | $3,406 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 211-08-02-013 |
| Primary APN | 211-08-02-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 2,074 sqft Living Area |
| 1st Floor Area | 1,037 sqft |
| Attic | Attic |
| Attic Area | 343 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Attached |
| Garage Area | 343 sqft |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27493 |
|---|---|
| Street Address | 405 ROCKINGHAM RD |
| City | SENECA |
| State | SC |
| Zip | 29672-7569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 428 SEC 4 HANOVER HILLS (0.704AC) |
| Legal Subdivision | HANOVER HILLS |
| Legal Block | 2 |
| Legal Lot Number | 428 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 30602 |
Source: Oconee County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 405 ROCKINGHAM RD, SENECA, SC 29672-7569 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTHSTATE BANK NA |
| Nov 12, 2020 | Grant Deed, Transfer · Conventional with PMI BAY EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2020 · Amount on Record |
| Deed Sale | Nov 12, 2020 · Amount on Record |
| Prior Sale | Nov 7, 2013 · Amount on Record |
| Deed Document Number | 20207914 |
| Deed Book / Page | 2626 / 278 |
| Last Transfer Date | Oct 15, 2024 |
| Transfer Doc | 0000004993 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 405 ROCKINGHAM RD, SENECA, SC 29672-7569 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 405 ROCKINGHAM RD, SENECA, SC 29672-7569 |
| Document Number | 004797/108 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 4797/108 |
| Name | SOUTHSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 20, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Nov 12, 2020 |
| Property Address | 405 ROCKINGHAM RD, SENECA, SC 29672-7569 |
| Document Number | 0026260278 |
| Book / Page | 002626 / 000278 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $814.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 874 NW 12TH TER STUART FL 349949602, STUART, FL 34994-9602 |
| Document Number | 40520279 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 004052/000279 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2050 |
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,406.00 | $10,180 (-) Land $425 Building $9,755 | $254,500 (-) Land $10,630 Building $243,870 |
| 2023 | $10,180 Land $425 Building $9,755 | $254,500 Land $10,630 Building $243,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 43% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARTS COVE AND TORY POINTE private · serves 560 people · EPA ID SC3750029 |
|---|---|
| Water Source | Purchased surface water from CITY OF SENECA |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Vyve Broadband Cable | 1,000 / 100 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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