405 Rock Rd, Paris, MO 65275 Property Records

Monroe County property record for 405 Rock Rd, Paris, MO 65275

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,761 sqft · built 1972
Lot Size	0.691 acres (30,082 sqft)
Owner	2 Individual Names on File
Last Sale	$279,300 (Aug 2025)
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2014 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-2.0-10-003-003-004.000`

Property Details

APN / Parcel Number

Primary APN	`15-2.0-10-003-003-004.000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,761 sqft Adjusted Area
Gross Area	1,222 sqft
1st Floor Area	1,222 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,082 sqft (0.691 acres)
Lot Dimensions	178 ft deep x 169 ft wide
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 ROCK RD
City	PARIS
State	MO
Zip	65275-1287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 16 & 17 SIEBUHR SUB. DIV.-PARIS
Legal Range	10W
Legal Township	54N
Legal Section	10
Legal Subdivision	SIEBUHR SUB. DIV
Legal Lot Number	16-17
Jurisdiction	MONROE MO
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3032
Census Tract	960200

Owner

405 Rock Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Monroe County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 ROCK RD, PARIS, MO 65275-1287
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 16, 2014	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS
Jul 16, 2014	Deed of Trust, Mortgage · Reverse Mortgage HUD
Aug 20, 2025	Warranty Deed, Transfer · Line of Credit FARMERS BANK NORTHER MISSOURI
Jun 16, 2020	Beneficiary Deed, Transfer
May 5, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2025 · Amount on File
Deed Sale	Aug 20, 2025 · Amount on File
Prior Sale	May 30, 2025
Deed Document Number	2025997
Prior Transfer Date	Jun 16, 2020
Prior Transfer Doc	0020200811
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	405 ROCK RD, PARIS, MO 65275-1287
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020210465
Date	Mar 26, 2021
Instrument	2021-0465

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	405 ROCK RD, PARIS, MO 65275-1287
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020140898
Date	Jul 16, 2014
Instrument	2014-0898

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS
Type	Lending Institution

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	917 Months
Due	Dec 30, 2090

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	405 ROCK RD, PARIS, MO 65275-1287
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020140899
Date	Jul 16, 2014
Instrument	2014-0899

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	918 Months
Due	Dec 31, 2090

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MO
Recording Date	Aug 20, 2025
Property Address	405 ROCK RD, PARIS, MO 65275-1287
Document Number	0020250997
Instrument Date	Aug 20, 2025
Instrument	2025-0997
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 ROCK RD, PARIS, MO 65275-1287

Mortgage

Document Number	0020250998
Date	Aug 20, 2025
Instrument	2025-0998

Lender

Name	FARMERS BANK NORTHER MISSOURI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2055

June 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MONROE MO
Recording Date	Jun 16, 2020
Property Address	405 ROCK RD, PARIS, MO 65275-1287
Document Number	0020200811
Instrument Date	Jun 16, 2020
Instrument	2020-0811
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ROCK RD, PARIS, MO 65275-1287

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MO
Recording Date	May 5, 2020
Property Address	405 ROCK RD, PARIS, MO 65275-1287
Document Number	0020200587
Instrument Date	May 4, 2020
Instrument	2020-0587
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ROCK RD, PARIS, MO 65275-1287

Mortgage

Document Number	0020200588
Date	May 5, 2020
Instrument	2020-0588

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 405 Rock Rd was $1,407.

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Municipality	Paris City
Unified School District	Paris R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,560 (-)	$118,700 (-)
2025	$1,407.00	$22,560	$118,700 Land $9,500 Building $109,200
2023		$19,920	$104,800
2020	$1,063.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 Rock Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2004–2009)
Most Recent Claim	Apr 2009 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Rock Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS PWS serves 1,161 people · EPA ID MO2010624
Water Source	Purchased surface water from CLARENCE CANNON WHOLESALE WTR COMM
Last State Inspection	Dec 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Chariton Valley Communication.

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